Deposits (Tables)

12 Months Ended

Dec. 31, 2012

Summary of Composition of Deposits

The following table summarizes the composition of deposits at the dates indicated (in thousands).

	December 31,
	2012		2011
Transaction deposits	$	483,844	$	460,766
Money market deposits		129,708		145,649
Savings deposits		70,646		59,117
Time deposits $100,000 and greater		179,242		198,202
Time deposits less than $100,000		159,802		200,447
Total deposits	$	1,023,242	$	1,064,181

Summary of Maturity Distribution of Time Deposit Accounts

The following table summarizes the maturity distribution of time deposit accounts at December 31, 2012 (in thousands).

2013	$	301,327
2014		23,278
2015		9,672
2016		1,741
2017		2,969
Thereafter		57
	$	339,044

Summary of Jumbo Time Deposit Accounts By Maturity

The following table summarizes jumbo time deposit accounts by maturity at December 31, 2012 (in thousands).

Three months or less	$	92,274
Over three months through six months		21,179
Over six months through twelve months		53,080
Twelve months or less		166,533
Over twelve months		12,709
Total jumbo time deposit accounts	$	179,242

Summary of Interest Expense on Deposits

The following table summarizes interest paid on deposits for the periods indicated (in thousands).

	For the years ended
	December 31,
	2012		2011		2010
Transaction deposit accounts	$	39	$	109	$	248
Money market deposit accounts		47		198		622
Savings deposit accounts		9		32		124
Time deposit accounts		5,041		8,995		12,566
Total interest paid on deposits	$	5,136	$	9,334	$	13,560