Commitments, Guarantees and Other Contingencies (Tables)

9 Months Ended

Sep. 30, 2012

Schedule of Contractual Amounts of Unused Lending Commitments to Extend Credit

The following table summarizes the contractual amounts of the Company’s unused lending commitments relating to extension of credit with off-balance sheet risk at September 30, 2012 (in thousands).

Commitments to extend credit:
Revolving, open-end lines secured by single-family residential properties	$	53,381
Commercial real estate, construction, and land development loans secured by real estate
Single-family residential construction loan commitments		4,505
Commercial real estate, other construction loan, and land development loan commitments		49,095
Commercial and industrial loan commitments		21,843
Overdraft protection line commitments		25,650
Other		8,293
Total commitments to extend credit	$	162,767

Schedule of Contractual Obligations of Time Deposit Accounts

In addition to the contractual commitments and arrangements previously described, the Company enters into other contractual obligations in the ordinary course of business. The following table summarizes the contractual obligations of time deposit accounts at September 30, 2012 (in thousands).

	Less than one year		Over one through three years		Over three through five years		Over five years		Total
Time deposit accounts	$	266,786	$	74,082	$	4,742	$	59	$	345,669