Deposits (Tables)

9 Months Ended

Sep. 30, 2012

Summary of Composition of Deposits

The following table summarizes the composition of deposits at the dates indicated (in thousands).

	September 30, 2012		December 31, 2011
Transaction deposits	$	471,661	$	460,766
Money market deposits		129,518		145,649
Savings deposits		69,381		59,117
Time deposits $100,000 and greater		181,649		198,202
Time deposits less than $100,000		164,020		200,447
Total deposits	$	1,016,229	$	1,064,181

Summary of Interest Expense on Deposits

The following table summarizes interest expense on deposits for the periods indicated (in thousands).

	For the three months ended September 30,				For the nine months ended September 30,
	2012		2011		2012		2011
Transaction deposit accounts	$	9	$	14	$	30	$	97
Money market deposit accounts		8		38		40		171
Savings deposit accounts		2		4		6		31
Time deposit accounts		1,207		2,211		3,882		7,168
Total interest paid on deposits	$	1,226	$	2,267	$	3,958	$	7,467