Mortgage-Banking Activities (Tables)

9 Months Ended

Sep. 30, 2012

Summary of Changes in Mortgage Servicing Rights

The following table summarizes the changes in mortgage-servicing rights at the dates and for the periods indicated (in thousands).

	For the three months ended September 30,						For the nine months ended September 30,
	2012			2011			2012			2011
Mortgage-servicing rights portfolio, net of valuation allowance, beginning of period	$	2,541		$	2,747		$	2,586		$	2,896
Capitalized mortgage-servicing rights		238			102			601			328
Mortgage-servicing rights portfolio amortization and impairment		(240	)		(178	)		(648	)		(553	)
Mortgage-servicing rights portfolio, net of valuation allowance, end of period	$	2,539		$	2,671		$	2,539		$	2,671

Summary of Activity in Valuation Allowance or Impairment of Mortgage-Servicing Rights

The following table summarizes the activity in the valuation allowance for impairment of the mortgage-servicing rights portfolio for the periods indicated (in thousands).

	For the three months ended September 30,				For the nine months ended September 30,
	2012		2011		2012		2011
Valuation allowance, beginning of period	$	40	$	38	$	39	$	39
Additions charged to operations		1		2		2		1
Valuation allowance, end of period	$	41	$	40	$	41	$	40