Consolidated Balance Sheets (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
Assets
Cash and due from banks	$ 133,803	$ 223,017
Total cash and cash equivalents	133,803	223,017
Federal Home Loan Bank ("FHLB") stock, at cost	5,185	6,785
Investment securities available for sale, at fair value	280,816	218,775
Mortgage loans held for sale	789	4,793
Commercial loans held for sale	49,567	66,157
Loans, gross	770,841	793,426
Less: allowance for loan losses	(26,981)	(26,934)
Loans, net	743,860	766,492
Premises and equipment, net	26,952	28,109
Accrued interest receivable	5,182	4,702
Foreclosed real estate	15,267	19,983
Income tax refund receivable		7,436
Other	9,639	8,998
Total assets	1,271,060	1,355,247
Liabilities and shareholders' equity
Noninterest-bearing	152,229	141,281
Interest-bearing	974,315	1,032,081
Total deposits	1,126,544	1,173,362
Retail repurchase agreements	24,708	20,720
FHLB borrowings		35,000
Accrued interest payable	845	1,187
Other	10,599	11,079
Total liabilities	1,162,696	1,241,348
Shareholders' equity
Preferred stock- par value $0.01 per share; authorized 2,500,000 shares; none issued and outstanding
Common stock- par value $0.01 per share; authorized 75,000,000 shares; 12,726,891 and 47,409,078 issued and outstanding at June 30, 2011 and December 31, 2010	127	474
Capital surplus	141,713	133,112
Accumulated deficit	(28,757)	(13,108)
Accumulated other comprehensive loss, net of tax	(4,719)	(6,579)
Total shareholders' equity	108,364	113,899
Total liabilities and shareholders' equity	$ 1,271,060	$ 1,355,247