EXHIBIT 32



      CERTIFICATION OF CHIEF EXECUTIVE OFFICER AND CHIEF ACCOUNTING OFFICER
        OF PALMETTO BANCSHARES, INC. PURSUANT TO 18 U.S.C. SECTION 1350

The undersigned,  as the chief executive officer and chief accounting officer of
Palmetto  Bancshares,  Inc.,  certify that the Amendment No. 1 on Form 10-K/A to
the  Annual  Report on Form 10-K for the year ended  December  31,  2003,  which
accompanies this certification,  fully complies with the requirements of Section
13(a) or 15(d), as applicable,  of the Securities Exchange Act of 1934, and that
the  information  contained  in the  report  fairly  presents,  in all  material
respects,  the  financial  condition  and  results  of  operations  of  Palmetto
Bancshares,  Inc.  at the dates and for the  periods  indicated.  The  foregoing
certification is made pursuant to ss. 906 of the  Sarbanes-Oxley Act of 2002 (18
U.S.C.  ss. 1350) and no purchaser or seller of  securities  or any other person
shall be entitled to rely upon the foregoing  certification for any purpose. The
undersigned   expressly   disclaims  any  obligation  to  update  the  foregoing
certification except as required by law.

By:

/s/      L. Leon Patterson
------------------------------------------
 L. Leon Patterson
 Chairman and Chief Executive Officer, Palmetto Bancshares, Inc.


/s/      Paul W. Stringer
------------------------------------------
 Paul W. Stringer
 Chairman and Chief Executive Officer, The Palmetto Bank
 (Chief Accounting Officer)

Date:   March 29, 2004