Loans (Tables)

6 Months Ended

Jun. 30, 2023

Receivables [Abstract]

Schedule Of Composition of Net Loans

The composition of Net loans as of the balance sheet dates, by regulatory call report code segmentation based on underlying collateral or purpose for certain loan types, was as follows:

	June 30, 2023		December 31, 2022
	(Dollars in thousands)
Residential real estate
Non-revolving residential real estate	$	363,891	$	335,470
Revolving residential real estate	16,835		16,963
Construction real estate
Commercial construction real estate	53,884		56,501
Residential construction real estate	46,604		40,119
Commercial real estate
Non-residential commercial real estate	289,379		282,397
Multi-family residential real estate	99,014		95,550
Commercial	41,252		40,973
Consumer	2,572		2,204
Municipal	22,105		87,980
Gross loans	935,536		958,157
ACL on loans	(6,780)		(8,339)
Net deferred loan costs	1,556		1,336
Net loans	$	930,312	$	951,154

The following table presents collateral dependent loans by loan class and collateral type as of the balance sheet dates:

	June 30, 2023		December 31, 2022
	Real Estate		Real Estate
	(Dollars in thousands)
Non-residential commercial real estate	$	1,957	$	2,068