XML 14 R39.htm IDEA: XBRL DOCUMENT v2.4.0.8
Loans Tables (Tables)
12 Months Ended
Dec. 31, 2013
Loans and Leases Receivable Disclosure [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
The composition of Net loans at December 31, was as follows:
 
2013
2012
 
(Dollars in thousands)
Residential real estate
$
159,441

$
154,938

Construction real estate
30,898

36,018

Commercial real estate
210,718

197,240

Commercial
20,569

21,463

Consumer
5,396

6,065

Municipal
34,091

28,421

    Gross loans
461,113

444,145

Allowance for loan losses
(4,647
)
(4,657
)
Net deferred loan costs
170

139

    Net loans
$
456,636

$
439,627

Loans Acquired, Accretable Yield Roll Forward [Table Text Block]
The following table summarizes activity in the accretable loan premium component for the acquired loan portfolio:
 
For The Years Ended December 31,
 
2013
2012
 
(Dollars in thousands)
Balance at beginning of year
$
454

$
491

Loan premium amortization
(80
)
(90
)
Changes in expected cash flows due to paydowns

53

Balance at end of year
$
374

$
454

Past Due Financing Receivables [Table Text Block]
A summary of current, past due and nonaccrual loans as of the balance sheet dates follows:
December 31, 2013
Current
30-59 Days
60-89 Days
90 Days and over and accruing
Nonaccrual
Total
 
(Dollars in thousands)
Residential real estate
$
153,469

$
3,371

$
1,247

$
262

$
1,092

$
159,441

Construction real estate
30,513

300

59


26

30,898

Commercial real estate
207,429

1,117

1,938


234

210,718

Commercial
20,326

195



48

20,569

Consumer
5,295

66


1

34

5,396

Municipal
34,091





34,091

Total
$
451,123

$
5,049

$
3,244

$
263

$
1,434

$
461,113


December 31, 2012
Current
30-59 Days
60-89 Days
90 Days and over and accruing
Nonaccrual
Total
 
(Dollars in thousands)
Residential real estate
$
148,479

$
2,573

$
1,274

$
296

$
2,316

$
154,938

Construction real estate
35,944

24

6


44

36,018

Commercial real estate
193,079

2,943

812


406

197,240

Commercial
20,541

811

39


72

21,463

Consumer
6,012

31

10

11

1

6,065

Municipal
28,421





28,421

Total
$
432,476

$
6,382

$
2,141

$
307

$
2,839

$
444,145