Condensed Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Interest Income
Loans receivable	$ 12,954	$ 16,440
Investment securities
Taxable	2,390	2,022
Tax exempt	1,123	967
Total interest income	16,467	19,429
Interest Expense
Deposits	1,277	1,480
Borrowed funds	1,422	1,448
Subordinated debentures	496	491
Total interest expense	3,195	3,419
Net Interest Income	13,272	16,010
Provision for loan losses		2,084
Net Interest Income after Provision for Loan Losses	13,272	13,926
Non-interest Income
Service charges on deposit accounts	923	913
Wire transfer fees	112	190
Interchange fees	959	866
Fiduciary activities	1,048	1,140
Gain on sale of investment securities (includes $0 and $368 for the three months ended March 31, 2014 and 2013, respectively, related to accumulated other other comprehensive earnings reclassifications)		368
Gain on sale of mortgage loans	1,411	3,106
Mortgage servicing income net of impairment	207	163
Increase in cash value of bank owned life insurance	233	252
Other income	629	462
Total non-interest income	5,522	7,460
Non-interest Expense
Salaries and employee benefits	7,483	7,504
Net occupancy expenses	1,424	1,311
Data processing	870	600
Professional fees	608	499
Outside services and consultants	661	712
Loan expense	1,015	1,114
FDIC insurance expense	256	283
Other losses	38	(72)
Other expense	2,159	2,028
Total non-interest expense	14,514	13,979
Income Before Income Tax	4,280	7,407
Income tax expense (includes $0 and $129 for the three months ended March 31, 2014 and 2013, respectively, related to income tax expense from reclassification items)	863	2,096
Net Income	3,417	5,311
Preferred stock dividend and discount accretion	(31)	(146)
Net Income Available to Common Shareholders	$ 3,386	$ 5,165
Basic Earnings Per Share	$ 0.39	$ 0.60
Diluted Earnings Per Share	$ 0.38	$ 0.58