Loans (Tables)

3 Months Ended

Mar. 31, 2014

Receivables [Abstract]

Recorded Investment of Individual Loan Categories

The following table shows the recorded investment of individual loan categories.

March 31, 2014	Loan Balance			Interest Due		Deferred Fees / (Costs)			Recorded Investment
Owner occupied real estate	$	173,514		$	268	$	245		$	174,027
Non owner occupied real estate		230,225			201		266			230,692
Residential spec homes		833			1		—			834
Development & spec land loans		21,347			61		43			21,451
Commercial and industrial		102,112			715		50			102,877
Total commercial		528,031			1,246		604			529,881
Residential mortgage		180,849			579		352			181,780
Residential construction		8,692			14		—			8,706
Mortgage warehouse		102,146			480		—			102,626
Total real estate		291,687			1,073		352			293,112
Direct installment		30,556			104		(278	)		30,382
Direct installment purchased		270			—		—			270
Indirect installment		131,394			301		—			131,695
Home equity		118,132			517		46			118,695
Total consumer		280,352			922		(232	)		281,042
Total loans		1,100,070			3,241		724			1,104,035
Allowance for loan losses		(16,102	)		—		—			(16,102	)
Net loans	$	1,083,968		$	3,241	$	724		$	1,087,933
December 31, 2013	Loan Balance			Interest Due		Deferred Fees / (Costs)			Recorded Investment
Owner occupied real estate	$	156,262		$	257	$	207		$	156,726
Non owner occupied real estate		224,713			105		299			225,117
Residential spec homes		400			—		—			400
Development & spec land loans		21,289			62		42			21,393
Commercial and industrial		101,920			737		57			102,714
Total commercial		504,584			1,161		605			506,350
Residential mortgage		176,068			578		382			177,028
Residential construction		9,508			14		—			9,522
Mortgage warehouse		98,156			480		—			98,636
Total real estate		283,732			1,072		382			285,186
Direct installment		29,983			104		(281	)		29,806
Direct installment purchased		294			—		—			294
Indirect installment		131,384			320		—			131,704
Home equity		117,958			529		187			118,674
Total consumer		279,619			953		(94	)		280,478
Total loans		1,067,935			3,186		893			1,072,014
Allowance for loan losses		(15,992	)		—		—			(15,992	)
Net loans	$	1,051,943		$	3,186	$	893		$	1,056,022