Loans (Tables)

6 Months Ended

Jun. 30, 2013

Loans [Abstract]

Summary of Loans

	June 30 2013			December 31 2012
Commercial
Working capital and equipment	$	235,315		$	198,805
Real estate, including agriculture		249,220			247,108
Tax exempt		4,275			4,579
Other		13,420			9,979
Total		502,230			460,471
Real estate
1–4 family		179,007			185,940
Other		3,603			3,774
Total		182,610			189,714
Consumer
Auto		137,161			142,149
Recreation		5,185			5,163
Real estate/home improvement		29,415			29,989
Home equity		99,839			104,974
Unsecured		3,793			4,194
Other		2,471			2,615
Total		277,864			289,084
Mortgage warehouse		154,962			251,448
Total loans		1,117,666			1,190,717
Allowance for loan losses		(18,880	)		(18,270	)
Loans, net	$	1,098,786		$	1,172,447

Recorded investment of individual loan categories

	Loan					Deferred			Recorded
June 30, 2013	Balance			Interest Due		Fees / (Costs)			Investment
Owner occupied real estate	$	159,379		$	316	$	210		$	159,905
Non owner occupied real estate		233,203			178		446			233,827
Residential spec homes		245			—		—			245
Development & spec land loans		12,988			36		21			13,045
Commercial and industrial		95,649			804		89			96,542
Total commercial		501,464			1,334		766			503,564
Residential mortgage		174,032			631		445			175,108
Residential construction		8,133			9		—			8,142
Mortgage warehouse		154,962			480		—			155,442
Total real estate		337,127			1,120		445			338,692
Direct installment		28,099			102		(252	)		27,949
Direct installment purchased		358			—		—			358
Indirect installment		128,647			343		—			128,990
Home equity		120,547			558		465			121,570
Total consumer		277,651			1,003		213			278,867
Total loans		1,116,242			3,457		1,424			1,121,123
Allowance for loan losses		(18,880	)		—		—			(18,880	)
Net loans	$	1,097,362		$	3,457	$	1,424		$	1,102,243
	Loan					Deferred			Recorded
December 31, 2012	Balance			Interest Due		Fees / (Costs)			Investment
Owner occupied real estate	$	162,694		$	503	$	485		$	163,682
Non owner occupied real estate		201,763			467		276			202,506
Residential spec homes		1,056			8		—			1,064
Development & spec land loans		6,963			11		—			6,974
Commercial and industrial		87,082			380		152			87,614
Total commercial		459,558			1,369		913			461,840
Residential mortgage		181,450			565		583			182,598
Residential construction		7,681			13		—			7,694
Mortgage warehouse		251,448			480		—			251,928
Total real estate		440,579			1,058		583			442,220
Direct installment		27,831			115		(204	)		27,742
Direct installment purchased		429			—		—			429
Indirect installment		133,481			370		—			133,851
Home equity		126,588			605		959			128,152
Total consumer		288,329			1,090		755			290,174
Total loans		1,188,466			3,517		2,251			1,194,234
Allowance for loan losses		(18,270	)		—		—			(18,270	)
Net loans	$	1,170,196		$	3,517	$	2,251		$	1,175,964