Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2012

Allowance for Loan Losses [Abstract]

Allowance for Loans Losses

	December 31		December 31		December 31
	2012		2011		2010
Balance at beginning of the period	$	18,882	$	19,064	$	16,015
Loans charged-off:
Commercial
Owner occupied real estate		418		190		1,560
Non owner occupied real estate		1,196		401		288
Residential development		—		—		—
Development & Spec Land Loans		—		—		780
Commercial and industrial		774		376		1,228
Total commercial		2,388		967		3,856
Real estate
Residential mortgage		597		956		811
Residential construction		—		—		—
Mortgage warehouse		—		—		—
Total real estate		597		956		811
Consumer
Direct Installment		327		661		568
Direct Installment Purchased		—		—		—
Indirect Installment		1,294		1,676		2,863
Home Equity		1,337		2,420		1,636
Total consumer		2,958		4,757		5,067
Total loans charged-off		5,943		6,680		9,734
Recoveries of loans previously charged-off:
Commercial
Owner occupied real estate		547		26		5
Non owner occupied real estate		98		113		—
Residential development		—		—		66
Development & Spec Land Loans		—		—		—
Commercial and industrial		137		24		162
Total commercial		782		163		233
Real estate
Residential mortgage		77		10		1
Residential construction		—		—		—
Mortgage warehouse		—		—		—
Total real estate		77		10		1
Consumer
Direct Installment		84		96		61
Direct Installment Purchased		—		—		—
Indirect Installment		737		803		880
Home Equity		127		144		54
Total consumer		948		1,043		995
Total loan recoveries		1,807		1,216		1,229
Net loans charged-off		4,136		5,464		8,505
Provision charged to operating expense
Commercial		1,360		1,267		5,411
Real estate		1,262		1,299		1,236
Consumer		902		2,716		4,907
Total provision charged to operating expense		3,524		5,282		11,554
Balance at the end of the period	$	18,270	$	18,882	$	19,064

Allowance for loan losses and the recorded investment in loans by portfolio segment

					Mortgage
December 31, 2012	Commercial		Real Estate		Warehousing		Consumer		Total
Allowance For Loan Losses
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	1,945	$	—	$	—	$	—	$	1,945
Collectively evaluated for impairment		5,826		3,204		1,705		5,590		16,325
Total ending allowance balance	$	7,771	$	3,204	$	1,705	$	5,590	$	18,270
Loans:
Individually evaluated for impairment	$	10,597	$	—	$	—	$	—	$	10,597
Collectively evaluated for impairment		451,243		190,292		251,928		290,174		1,183,637
Total ending loans balance	$	461,840	$	190,292	$	251,928	$	290,174	$	1,194,234
					Mortgage
December 31, 2011	Commercial		Real Estate		Warehousing		Consumer		Total
Allowance For Loan Losses
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	2,136	$	—	$	—	$	—	$	2,136
Collectively evaluated for impairment		5,881		2,472		1,695		6,698		16,746
Total ending allowance balance	$	8,017	$	2,472	$	1,695	$	6,698	$	18,882
Loans:
Individually evaluated for impairment	$	7,960	$	—	$	—	$	—	$	7,960
Collectively evaluated for impairment		345,350		157,663		208,726		266,450		978,189
Total ending loans balance	$	353,310	$	157,663	$	208,726	$	266,450	$	986,149