Loans (Tables)

12 Months Ended

Dec. 31, 2012

Loans [Abstract]

Summary of Loans

	December 31 2012			December 31 2011
Commercial
Working capital and equipment	$	198,805		$	170,325
Real estate, including agriculture		247,108			172,910
Tax exempt		4,579			3,818
Other		9,979			5,323
Total		460,471			352,376
Real estate
1–4 family		185,940			153,039
Other		3,774			4,102
Total		189,714			157,141
Consumer
Auto		142,149			134,686
Recreation		5,163			4,737
Real estate/home improvement		29,989			27,729
Home equity		104,974			92,249
Unsecured		4,194			3,183
Other		2,615			2,793
Total		289,084			265,377
Mortgage warehouse		251,448			208,299
Total loans		1,190,717			983,193
Allowance for loan losses		(18,270	)		(18,882	)
Loans, net	$	1,172,447		$	964,311

Recorded investment of individual loan

	Loan					Deferred			Recorded
December 31, 2012	Balance			Interest Due		Fees / (Costs)			Investment
Owner occupied real estate	$	162,694		$	503	$	485		$	163,682
Non owner occupied real estate		201,763			467		276			202,506
Residential spec homes		1,056			8		—			1,064
Development & spec land loans		6,963			11		—			6,974
Commercial and industrial		87,082			380		152			87,614
Total commercial		459,558			1,369		913			461,840
Residential mortgage		181,450			565		583			182,598
Residential construction		7,681			13		—			7,694
Mortgage warehouse		251,448			480		—			251,928
Total real estate		440,579			1,058		583			442,220
Direct installment		27,831			115		(204	)		27,742
Direct installment purchased		429			—		—			429
Indirect installment		133,481			370		—			133,851
Home equity		126,588			605		959			128,152
Total consumer		288,329			1,090		755			290,174
Total loans		1,188,466			3,517		2,251			1,194,234
Allowance for loan losses		(18,270	)		—		—			(18,270	)
Net loans	$	1,170,196		$	3,517	$	2,251		$	1,175,964
	Loan					Deferred			Recorded
December 31, 2011	Balance			Interest Due		Fees / (Costs)			Investment
Owner occupied real estate	$	131,893		$	383	$	30		$	132,306
Non owner occupied real estate		142,269			360		94			142,723
Residential spec homes		3,574			6		—			3,580
Development & spec land loans		8,739			16		—			8,755
Commercial and industrial		65,774			169		3			65,946
Total commercial		352,249			934		127			353,310
Residential mortgage		150,893			513		68			151,474
Residential construction		6,181			8		—			6,189
Mortgage warehouse		208,299			427		—			208,726
Total real estate		365,373			948		68			366,389
Direct installment		24,252			94		(360	)		23,986
Direct installment purchased		981			—		—			981
Indirect installment		127,751			420		(56	)		128,115
Home equity		113,561			559		(752	)		113,368
Total consumer		266,545			1,073		(1,168	)		266,450
Total loans		984,167			2,955		(973	)		986,149
Allowance for loan losses		(18,882	)		—		—			(18,882	)
Net loans	$	965,285		$	2,955	$	(973	)	$	967,267