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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Operating Activities      
Net income $ 12,797 $ 10,455 $ 9,140
Items not requiring (providing) cash      
Provision for loan losses 5,282 11,554 13,603
Depreciation and amortization 2,520 2,320 2,280
Share based compensation 35 30 39
Mortgage servicing rights impairment 53 664 135
Deferred income tax 108 (113) (713)
Premium amortization on securities available for sale, net 2,311 1,946 729
Gain on sale of investment securities (1,777) (533) (795)
Gain on sale of mortgage loans (6,449) (7,538) (6,107)
Proceeds from sales of loans 282,306 286,960 339,424
Loans originated for sale (275,857) (281,705) (335,871)
Change in cash surrender value of life insurance 5 (770) (720)
(Gain) loss on sale of other real estate owned 206 (393) 9
Net change in      
Interest receivable (152)   (278)
Interest payable (185) (354) (775)
Other assets 178 296 (5,704)
Other liabilities 971 2,057 316
Net cash provided by operating activities 22,352 24,876 14,712
Investing Activities      
Purchases of securities available for sale (193,494) (203,840) (137,723)
Proceeds from sales, maturities, calls, and principal repayments of securities available for sale 155,343 204,647 112,377
Purchase of securities held to maturity (9,437) (24,732) (24,726)
Proceeds from maturities of securities held to maturity 12,837 11,167 15,171
(Purchase) proceeds from the sale of Federal Home Loan Bank stock 1,274 861 (564)
Net change in loans (105,678) 32,577 (20,394)
Proceeds on the sale of OREO and repossessed assets 2,424 6,137 8,242
Purchases of premises and equipment (2,442) (2,414) (4,066)
Purchases of bank owned life insurance (3,000)    
Purchases and assumption of ATSB   3,412  
Net cash used in investing activities (142,173) 27,815 (51,683)
Net change in      
Deposits 24,367 (64,227) 110,539
Borrowings 109,462 (31,979) (40,367)
Redemption of preferred stock (18,750) (6,250)  
Issuance of preferred stock 12,500    
Proceeds from issuance of stock 115 154 164
Tax benefit from issuance of stock 8 77 18
Dividends paid on common shares (2,325) (2,240) (2,229)
Dividends paid on preferred shares (792) (1,245) (1,132)
Net cash provided by (used in) financing activities 124,585 (105,710) 66,993
Net Change in Cash and Cash Equivalent 4,764 (53,019) 30,022
Cash and Cash Equivalents, Beginning of Period 15,683 68,702 38,680
Cash and Cash Equivalents, End of Period 20,447 15,683 68,702
Additional Cash Flows Information      
Interest paid 16,686 21,228 28,668
Income taxes paid 2,700 3,880 3,155
Transfer of loans to other real estate owned $ 4,787 $ 9,026 $ 6,481