SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D. C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                         PURSUANT TO SECTION 13 OR 15(d)
                     OF THE SECURITIES EXCHANGE ACT OF 1934

                Date of Report (Date of earliest event reported):
                                   MAY 3, 2004

                                 HORIZON BANCORP
             (Exact name of registrant as specified in its charter)

                                     INDIANA
                 (State or other jurisdiction of incorporation)

      000-10792                                        35-1562417
  (Commission File No.)                    (I.R.S. Employer Identification No.)

                               515 FRANKLIN SQUARE
                             MICHIGAN CITY, IN 46360

                    (Address of principal executive officer)


                                 (219) 879-0211
              (Registrant's telephone number, including area code)

                                 Not Applicable
          -------------------------------------------------------------
          (Former name or former address, if changed since last report)

.




ITEM 5. OTHER EVENTS AND REGULATION FD DISCLOSURE

This Current Report on Form 8-K is being filed to report the Registrant's
repurchase of shares on May 3, 2004, as described in the press release issued by
the Registrant on May 5, 2004. The release is attached hereto as Exhibit 99.1
and incorporated by reference.

                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.

Date:  May 6, 2004

                                HORIZON BANCORP

                                By: /s/ James H. Foglesong
                                    -------------------------------------------
                                    James H. Foglesong, Chief Financial Officer

                                  EXHIBIT INDEX

Number      Description
------      -----------

99.1        Press Release dated May 5, 2004