Allowance for Credit and Loan Losses (Tables)

9 Months Ended

Sep. 30, 2023

Receivables [Abstract]

Schedule of Allowance for Loan Losses

The following tables represent, by loan portfolio segment, a summary of changes in the ACL on loans for the three and nine months ended September 30, 2023 and 2022:

	Three Months Ended September 30, 2023
	Commercial		Real Estate		Mortgage Warehouse		Consumer		Total
Balance, beginning of period	$	30,354	$	3,648	$	893	$	15,081	$	49,976
Credit loss expense (recovery)	(665)		(893)		(179)		2,257		520
PCD loan charge–offs	(75)		—		—		—		(75)
Charge–offs	(188)		(15)		—		(927)		(1,130)
Recoveries	46		54		—		308		408
Balance, end of period	$	29,472	$	2,794	$	714	$	16,719	$	49,699

	Three Months Ended September 30, 2022
	Commercial		Real Estate		Mortgage Warehouse		Consumer		Total
Balance, beginning of period	$	34,802	$	4,422	$	1,067	$	12,059	$	52,350
Credit loss expense (recovery)	(703)		640		(43)		(495)		(601)
PCD loan charge–offs	(242)		—		—		—		(242)
Charge–offs	(103)		(27)		—		(592)		(722)
Recoveries	52		102		—		430		584
Balance, end of period	$	33,806	$	5,137	$	1,024	$	11,402	$	51,369

	Nine Months Ended September 30, 2023
	Commercial		Real Estate		Mortgage Warehouse		Consumer		Total
Balance, beginning of period	$	32,445	$	5,577	$	1,020	$	11,422	$	50,464
Credit loss expense (recovery)	(2,380)		(2,838)		(306)		6,380		856
PCD loan charge–offs	(246)		—		—		—		(246)
Charge–offs	(521)		(19)		—		(1,941)		(2,481)
Recoveries	174		74		—		858		1,106
Balance, end of period	$	29,472	$	2,794	$	714	$	16,719	$	49,699

	Nine Months Ended September 30, 2022
	Commercial		Real Estate		Mortgage Warehouse		Consumer		Total
Balance, beginning of period	$	40,775	$	3,856	$	1,059	$	8,596	$	54,286
Credit loss expense (recovery)	(6,343)		1,236		(35)		3,395		(1,747)
PCD loan charge–offs	(612)		—		—		—		(612)
Charge–offs	(240)		(85)		—		(1,605)		(1,930)
Recoveries	226		130		—		1,016		1,372
Balance, end of period	$	33,806	$	5,137	$	1,024	$	11,402	$	51,369