Allowance for Credit and Loan Losses (Tables)

6 Months Ended

Jun. 30, 2023

Receivables [Abstract]

Schedule of Allowance for Loan Losses

The following tables represent, by loan portfolio segment, a summary of changes in the ACL on loans for the three and six months ended June 30, 2023 and 2022:

	Three Months Ended June 30, 2023
	Commercial		Real Estate		Mortgage Warehouse		Consumer		Total
Balance, beginning of period	$	31,156	$	4,447	$	798	$	13,125	$	49,526
Credit loss expense (recovery)	(684)		(809)		95		2,139		741
PCD loan charge–offs	(17)		—		—		—		(17)
Charge–offs	(196)		—		—		(472)		(668)
Recoveries	95		10		—		289		394
Balance, end of period	$	30,354	$	3,648	$	893	$	15,081	$	49,976

	Three Months Ended June 30, 2022
	Commercial		Real Estate		Mortgage Warehouse		Consumer		Total
Balance, beginning of period	$	37,789	$	4,351	$	1,055	$	9,313	$	52,508
Credit loss expense (recovery)	(2,948)		111		12		3,065		240
PCD loan charge–offs	(114)		—		—		—		(114)
Charge–offs	(57)		(58)		—		(726)		(841)
Recoveries	132		18		—		407		557
Balance, end of period	$	34,802	$	4,422	$	1,067	$	12,059	$	52,350

	Six Months Ended June 30, 2023
	Commercial		Real Estate		Mortgage Warehouse		Consumer		Total
Balance, beginning of period	$	32,445	$	5,577	$	1,020	$	11,422	$	50,464
Credit loss expense (recovery)	(1,715)		(1,945)		(127)		4,123		336
PCD loan charge–offs	(171)		—		—		—		(171)
Charge–offs	(333)		(4)		—		(1,014)		(1,351)
Recoveries	128		20		—		550		698
Balance, end of period	$	30,354	$	3,648	$	893	$	15,081	$	49,976

	Six Months Ended June 30, 2022
	Commercial		Real Estate		Mortgage Warehouse		Consumer		Total
Balance, beginning of period	$	40,775	$	3,856	$	1,059	$	8,596	$	54,286
Credit loss expense (recovery)	(5,640)		596		8		3,890		(1,146)
PCD loan charge–offs	(370)		—		—		—		(370)
Charge–offs	(137)		(58)		—		(1,013)		(1,208)
Recoveries	174		28		—		586		788
Balance, end of period	$	34,802	$	4,422	$	1,067	$	12,059	$	52,350