LOANS AND ALLOWANCE FOR PROBABLE LOAN LOSSES - Loans by Credit Quality Indicator (Details) (USD $) In Thousands, unless otherwise specified
|
Dec. 31, 2012
|
Dec. 31, 2011
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
$ 1,262,977 |
$ 1,087,230 |
Construction
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
113,744 |
111,361 |
1-4 Family Residential
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
368,845 |
247,479 |
Other
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
236,760 |
206,519 |
Commercial Loans
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
160,058 |
143,552 |
Municipal Loans
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
220,947 |
207,261 |
Loans to Individuals
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
162,623 |
171,058 |
Pass
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
1,228,387 |
1,051,152 |
Pass | Construction
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
106,091 |
105,087 |
Pass | 1-4 Family Residential
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
360,282 |
235,026 |
Pass | Other
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
226,394 |
197,126 |
Pass | Commercial Loans
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
153,774 |
137,565 |
Pass | Municipal Loans
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
220,388 |
206,610 |
Pass | Loans to Individuals
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
161,458 |
169,738 |
Pass Watch
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
5,488 |
6,679 |
Pass Watch | Construction
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
0 |
785 |
Pass Watch | 1-4 Family Residential
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
1,805 |
1,763 |
Pass Watch | Other
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
2,721 |
2,911 |
Pass Watch | Commercial Loans
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
731 |
908 |
Pass Watch | Municipal Loans
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
204 |
231 |
Pass Watch | Loans to Individuals
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
27 |
81 |
Special Mention
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
7,884 |
8,438 |
Special Mention | Construction
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
3,637 |
20 |
Special Mention | 1-4 Family Residential
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
170 |
5,299 |
Special Mention | Other
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
4,073 |
2,877 |
Special Mention | Commercial Loans
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
0 |
242 |
Special Mention | Municipal Loans
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
0 |
0 |
Special Mention | Loans to Individuals
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
4 |
0 |
Substandard
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
18,739 |
19,273 |
Substandard | Construction
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
3,941 |
5,285 |
Substandard | 1-4 Family Residential
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
5,711 |
4,345 |
Substandard | Other
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
3,319 |
3,475 |
Substandard | Commercial Loans
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
4,690 |
4,772 |
Substandard | Municipal Loans
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
355 |
420 |
Substandard | Loans to Individuals
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
723 |
976 |
Doubtful
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
2,461 |
1,651 |
Doubtful | Construction
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
75 |
184 |
Doubtful | 1-4 Family Residential
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
877 |
1,046 |
Doubtful | Other
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
253 |
130 |
Doubtful | Commercial Loans
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
863 |
55 |
Doubtful | Municipal Loans
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
0 |
0 |
Doubtful | Loans to Individuals
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
393 |
236 |
Loss
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
18 |
37 |
Loss | Construction
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
0 |
0 |
Loss | 1-4 Family Residential
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
0 |
0 |
Loss | Other
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
0 |
0 |
Loss | Commercial Loans
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
0 |
10 |
Loss | Municipal Loans
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
0 |
0 |
Loss | Loans to Individuals
|
|
|
Financing Receivable, Recorded Investment, Credit Quality Indicator [Abstract] |
|
|
Total ending loans balance |
$ 18 |
$ 27 |