Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2012

Deposits and Regulatory Matters [Abstract]

Summary of actual capital levels and minimum required levels

At year end, actual capital levels and minimum required levels were as follows (in thousands):

	Actual					Minimum Required For Capital Adequacy Purposes					Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations
	Amount		Ratio			Amount		Ratio			Amount		Ratio
2012
Total capital (to risk weighted assets)
Consolidated	$	51,717		13.7	%	$	30,310		8.0	%		N/A		N/A
Bank		50,053		13.3			30,201		8.0		$	37,752		10.0	%
Tier 1 capital (to risk weighted assets)
Consolidated		46,972		12.4			15,155		4.0			N/A		N/A
Bank		45,325		12.0			15,101		4.0			22,651		6.0
Tier 1 capital (to average assets)
Consolidated		46,972		9.3			20,132		4.0			N/A		N/A
Bank		45,325		9.0			20,134		4.0			25,168		5.0
2011
Total capital (to risk weighted assets)
Consolidated	$	47,309		13.7	%	$	27,684		8.0	%		N/A		N/A
Bank		47,078		13.7			27,572		8.0		$	34,465		10.0	%
Tier 1 capital (to risk weighted assets)
Consolidated		42,970		12.4			13,842		4.0			N/A		N/A
Bank		42,756		12.4			13,786		4.0			20,679		6.0
Tier 1 capital (to average assets)
Consolidated		42,970		8.6			19,917		4.0			N/A		N/A
Bank		42,756		8.6			19,963		4.0			24,953		5.0