Deposits

12 Months Ended

Dec. 31, 2012

Deposits and Regulatory Matters [Abstract]

DEPOSITS

NOTE G – DEPOSITS

The carrying amount of domestic deposits at year-end follows (in thousands):

	2012		2011
Non-interest bearing checking	$	87,013	$	61,930
Interest bearing checking		119,241		110,153
Savings		55,478		53,468
Money market accounts		78,953		74,996
Time deposits		103,485		119,964
Totals	$	444,170	$	420,511

The carrying amount of time deposits over $100,000 was $35,962,000 and $42,358,000 at December 31, 2012 and 2011, respectively. Interest expense on time deposits over $100,000 was $584,000, $898,000 and $979,000 for the years ended December 31, 2012, 2011 and 2010, respectively.

At year-end 2012, scheduled maturities of time deposits were as follows for the years ending December 31 (in thousands):

2013	$	46,424
2014		36,470
2015		12,924
2016		4,680
2017		2,979
Thereafter		8
Total	$	103,485

Related party deposits were $17,781,000 and $24,522,000 at December 31, 2012 and 2011, respectively.