Consolidated Balance Sheets (Unaudited) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2012	Dec. 31, 2011
ASSETS
Cash and cash equivalents	$ 58,037	$ 42,185
Federal funds sold	261	287
Securities available for sale	84,801	90,344
Loans held for sale	2,650	1,088
Loans, net of allowance for loan losses of $5,525 - 2012 ($5,412 - 2011)	327,344	327,392
Premises and equipment, net	12,451	12,546
Accrued interest receivable	2,067	2,148
Net cash surrender value of life insurance	10,400	10,312
Goodwill	13,422	13,422
Other intangible assets, net	1,585	1,666
Other assets	7,415	7,830
TOTAL ASSETS	520,433	509,220
Deposits:
Non-interest bearing	69,572	61,930
Interest bearing	364,965	358,581
Total deposits	434,537	420,511
Securities sold under agreements to repurchase and overnight borrowings	14,932	18,074
Accrued expenses and other liabilities	4,234	4,568
Other borrowings	7,600	7,751
Subordinated debentures	5,155	5,155
Common stock subject to repurchase obligation in Employee Stock Ownership Plan, shares outstanding - 116,711 in 2012 (115,170 shares in 2011)	1,476	1,296
Total liabilities	467,934	457,355
SHAREHOLDERS' EQUITY
Preferred stock, 100,000 shares authorized; none issued or outstanding
Common stock, $2.50 par value: Authorized - 4,000,000 shares; Issued - 2,376,724 shares in 2012 (2,358,599 shares in 2011) Outstanding (other than ESOP shares) - 2,260,013 shares in 2012 (2,243,429 shares in 2011)	5,650	5,609
Additional paid-in capital	18,104	18,278
Retained earnings	28,410	27,576
Accumulated other comprehensive income, net	472	571
Unearned Employee Stock Ownership Plan shares	(137)	(169)
Total shareholders' equity	52,499	51,865
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 520,433	$ 509,220