Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
Operating Activities
Net income	$ 2,397	$ 2,375
Adjustments to reconcile net income to net cash from operating activities:
Provision for loan losses	875	775
Depreciation	654	746
Net amortization of investment securities	335	402
Loans originated for sale	(27,706)	(29,955)
Proceeds on loans sold	30,244	30,129
Net gains on loan sales	(831)	(684)
Gain on life insurance proceeds		(156)
Stock option and restricted stock grant compensation expense	118	115
Net gains on security calls and sales	(4)	(207)
Net loss from sale or write down of other real estate owned and repossessed assets	136	241
Amortization of other intangible assets	254	262
Net loss on disposal of premises and equipment	6	(3)
Net change in obligation under ESOP	95	110
Net change in:
Accrued interest receivable	(309)	(312)
Cash surrender value	(251)	(243)
Other assets	988	935
Accrued expenses and other liabilities	(521)	144
Net cash from operating activities	6,482	4,674
Activity in available for sale securities:
Proceeds on securities sold		7,445
Proceeds from maturities and calls	28,503	32,163
Purchases	(54,240)	(40,836)
Net change in federal funds sold	10	2,319
Loan originations and payments, net	(5,925)	10,940
Proceeds from life insurance		421
Proceeds from sale of other real estate owned and repossessed assets	559	717
Proceeds from sale of equipment	57	15
Additions to premises and equipment	(618)	(556)
Net cash from investing activities	(31,654)	12,628
Financing Activities
Net change in deposits	19,360	21,083
Net change in securities sold under agreements to repurchase and overnight borrowings	1,139	2,077
Proceeds from other borrowings		5,000
Repayments of other borrowings	(1,584)	(5,514)
Cash dividends paid	(352)	(351)
Net cash from financing activities	18,563	22,295
Net change in cash and cash equivalents	(6,609)	39,597
Beginning cash and cash equivalents	78,833	24,814
Ending cash and cash equivalents	72,224	64,411
Cash paid for interest	2,913	3,415
Cash paid for income taxes	350	250
Transfers from loans to other real estate owned	$ 652	$ 747