8-K 1 smb8k_041709.htm SOUTHERN MICHIGAN FORM 8-K Southern Michigan Form 8-K - 04/17/09

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):  April 17, 2009

SOUTHERN MICHIGAN BANCORP, INC.
(Exact Name of Registrant as
Specified in Charter)

 

Michigan
(State or Other Jurisdiction
of Incorporation)

000-49722
(Commission
File Number)

38-2407501
(IRS Employer
Identification No.)

 



51 West Pearl Street
Coldwater, Michigan

(Address of Principal Executive Offices)

 


49036
(Zip Code)

 

Registrant's telephone number,
including area code:  (517) 279-5500


Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions:

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425).

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12).

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)).

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)).







Item 7.01.

Regulation FD Disclosure.

          On April 17, 2009, Southern Michigan Bancorp, Inc. issued the press release furnished with this report as Exhibit 99.1, which is here incorporated by reference This Report and the Exhibit are furnished to, and not filed with, the Commission.

Forward-Looking Statements

          The press release contains forward-looking statements that are based on management's beliefs, assumptions, current expectations, estimates and projections about the financial services industry, the economy, and Southern Michigan Bancorp, Inc. Forward-looking statements are identifiable by words or phrases such as that an event or trend "will" occur or that Southern Michigan Bancorp, Inc. or its management "intends" that a particular result or event will or "should" occur, or other words or phrases such as "still", and variations of such words and similar expressions. Southern's ability to reduce expenses, eliminate duplicate services, and improve operating efficiencies after completion of the charter consolidation is not assured. The future effect of changes in the financial and credit markets and the national and regional economy on the banking industry, generally, and Southern Michigan Bancorp, Inc., specifically, are also inherently uncertain. These statements are not guarantees of future performance and involve certain risks, uncertainties and assumptions ("risk factors") that are difficult to predict with regard to timing, extent, likelihood and degree of occurrence. Therefore, actual results and outcomes may materially differ from what may be expressed or forecasted in such forward-looking statements. Risk factors include, but are not limited to, the risk factors described in "Item 1A - Risk Factors" of Southern Michigan Bancorp, Inc.'s Annual Report on Form 10-K for the year ended December 31, 2008.

Item 9.01.

Financial Statements and Exhibits.

 

 

 

 

(d)

Exhibits:

 

 

 

 

99.1

Press Release dated April 17, 2009.








SIGNATURES

                    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.


Date:  April 17, 2009

SOUTHERN MICHIGAN BANCORP, INC.

 

 

 

 

 

 

 

By

/s/ Danice L. Chartrand


 

 

Danice L. Chartrand
Senior Vice President, Chief Financial Officer,
Secretary, and Treasurer









EXHIBIT INDEX

Exhibit
Number

 


Document

 

 

 

99.1

 

Press Release dated April 17, 2009.