<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
COMPANY'S CONSOLIDATED BALANCE SHEETS AND CONSOLIDATED STATEMENTS OF OPERATIONS
FOUND ON PAGES 3, 4 AND 5 OF THE COMPANY'S FORM 10-Q FOR THE YEAR-TO-DATE OF
EACH PERIOD AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
INFORMATION.

<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          34,618
<SECURITIES>                                    25,289
<RECEIVABLES>                                        0
<ALLOWANCES>                                     3,083
<INVENTORY>                                          0
<CURRENT-ASSETS>                               243,950
<PP&E>                                           5,346
<DEPRECIATION>                                       0
<TOTAL-ASSETS>                                 256,270
<CURRENT-LIABILITIES>                          219,621
<BONDS>                                              0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         5,169
<OTHER-SE>                                      23,919
<TOTAL-LIABILITY-AND-EQUITY>                   256,270
<SALES>                                              0
<TOTAL-REVENUES>                                23,312
<CGS>                                                0
<TOTAL-COSTS>                                        0
<OTHER-EXPENSES>                                 4,831
<LOSS-PROVISION>                                    56
<INTEREST-EXPENSE>                               6,316
<INCOME-PRETAX>                                  5,760
<INCOME-TAX>                                     2,130
<INCOME-CONTINUING>                                  0
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,630
<EPS-BASIC>                                     1.26
<EPS-DILUTED>                                     1.19