Commitments, Guarantees, and Contingent Liabilities (Tables)

12 Months Ended

Dec. 31, 2013

Commitments and Contingencies Disclosure [Abstract]

Commitments Disclosure

Contractual or Notional Amounts of Financial Instruments

(Dollar amounts in thousands)

	December 31,
	2013		2012
Commitments to extend credit:
Commercial and industrial	$	897,483	$	737,973
Commercial real estate	167,792		168,105
Construction	12,756		18,986
Home equity lines	270,230		258,156
Credit card lines	32,553		25,459
Overdraft protection program (1)	170,956		176,328
All other commitments	109,311		105,344
Total commitments	$	1,661,081	$	1,490,351
Letters of credit:
Commercial real estate	$	39,275	$	52,145
Construction	4,496		5,696
All other	66,682		57,996
Total letters of credit	$	110,453	$	115,837
Unamortized fees associated with letters of credit (2)(3)	$	582	$	740
Remaining weighted-average term, in months	9.83		13.20
Remaining lives, in years	0.1 to 14.7		0.1 to 11.6
Recourse on assets sold:
Unpaid principal balance of assets sold	$	170,330	$	50,110
Carrying value of recourse obligation (2)	162		55

⁽¹⁾  Federal regulations regarding electronic fund transfers require customers to affirmatively consent to the institution's overdraft service for automated teller machine and one-time debit card transactions before overdraft fees may be assessed on the account. Customers are provided a specific line for the amount they may overdraw.

⁽²⁾  Included in other liabilities in the Consolidated Statements of Financial Condition.

⁽³⁾  The Company is amortizing these amounts into income over the commitment period.