Regulatory and Capital Matters (Tables)

12 Months Ended

Dec. 31, 2019

The following table outlines the Company's and the Bank's measures of capital as of the dates presented and the capital guidelines established by the Federal Reserve for the Company and the Bank to be categorized as adequately capitalized and avoid limitations on certain distributions, as well as for the Bank to be categorized as "well-capitalized."

Summary of Regulatory Capital Ratios

(Dollar amounts in thousands)


	Actual					Adequately Capitalized				To Be Well-Capitalized Under Prompt Corrective Action Provisions
	Capital		Ratio %	Capital		Ratio %	Capital		Ratio %
As of December 31, 2019
Total capital to risk-weighted assets:
First Midwest Bancorp, Inc.	$	1,843,597	12.96	$	1,493,672	10.500	N/A		N/A
First Midwest Bank	1,598,886		11.28	1,488,796		10.500	$	1,417,901	10.00
Tier 1 capital to risk-weighted assets:
First Midwest Bancorp, Inc.	1,496,048		10.52	1,209,163		8.500	N/A		N/A
First Midwest Bank	1,489,664		10.51	1,205,215		8.500	1,134,320		8.00
CET1 to risk-weighted assets:
First Midwest Bancorp, Inc.	1,496,048		10.52	995,781		7.000	N/A		N/A
First Midwest Bank	1,489,664		10.51	992,530		7.000	921,635		6.50
Tier 1 capital to average assets:
First Midwest Bancorp, Inc.	1,496,048		8.81	679,365		4.000	N/A		N/A
First Midwest Bank	1,489,664		8.79	677,570		4.000	846,963		5.00
As of December 31, 2018
Total capital to risk-weighted assets:
First Midwest Bancorp, Inc.	$	1,626,489	12.62	$	1,273,103	9.875	N/A		N/A
First Midwest Bank	1,463,026		11.39	1,268,662		9.875	$	1,284,721	10.00
Tier 1 capital to risk-weighted assets:
First Midwest Bancorp, Inc.	1,315,098		10.20	1,015,259		7.875	N/A		N/A
First Midwest Bank	1,359,607		10.58	1,011,718		7.875	1,027,777		8.00
CET1 to risk-weighted assets:
First Midwest Bancorp, Inc.	1,315,432		10.20	821,876		6.375	N/A		N/A
First Midwest Bank	1,359,607		10.58	819,009		6.375	835,068		6.50
Tier 1 capital to average assets:
First Midwest Bancorp, Inc.	1,315,098		8.90	591,293		4.000	N/A		N/A
First Midwest Bank	1,359,607		9.41	577,991		4.000	722,488		5.00

N/A – Not applicable.