Regulatory and Capital Matters (Tables)

12 Months Ended

Dec. 31, 2015

The following table outlines the Company's and the Bank's measures of capital as of the dates presented and the capital guidelines established by the Federal Reserve for the Company and the Bank to be categorized as adequately capitalized and the Bank to be categorized as "well-capitalized."

Summary of Regulatory Capital Ratios

(Dollar amounts in thousands)



	Actual			Adequately Capitalized			To Be Well-Capitalized Under Prompt Corrective Action Provisions
	Capital		Ratio %	Capital		Ratio %	Capital		Ratio %
As of December 31, 2015 ⁽¹⁾
Total capital to risk-weighted assets:
First Midwest Bancorp, Inc.	$	968,331	11.15	$	695,029	8.00	N/A		N/A
First Midwest Bank	929,167		11.02	674,380		8.00	$	842,974	10.00
Tier 1 capital to risk-weighted assets:
First Midwest Bancorp, Inc.	893,476		10.28	521,272		6.00	N/A		N/A
First Midwest Bank	854,322		10.13	505,785		6.00	674,380		8.00
Tier 1 common capital to risk-weighted assets:
First Midwest Bancorp, Inc.	845,640		9.73	390,954		4.50	N/A		N/A
First Midwest Bank	854,322		10.13	379,338		4.50	547,933		6.50
Tier 1 leverage to average assets:
First Midwest Bancorp, Inc.	893,476		9.40	380,043		4.00	N/A		N/A
First Midwest Bank	854,322		9.09	375,950		4.00	469,937		5.00
As of December 31, 2014⁽¹⁾
Total capital to risk-weighted assets:
First Midwest Bancorp, Inc.	$	884,692	11.23	$	630,140	8.00	N/A		N/A
First Midwest Bank	931,829		12.30	606,038		8.00	$	757,547	10.00
Tier 1 capital to risk-weighted assets:
First Midwest Bancorp, Inc.	802,483		10.19	315,070		4.00	N/A		N/A
First Midwest Bank	857,362		11.32	303,019		4.00	454,528		6.00
Tier 1 leverage to average assets:
First Midwest Bancorp, Inc.	802,483		9.03	355,362		4.00	N/A		N/A
First Midwest Bank	857,362		9.76	351,222		4.00	439,028		5.00

N/A – Not applicable.


⁽¹⁾	Basel III Capital Rules, which became effective for the Company on January 1, 2015, revised the risk-based capital requirements and introduced a new capital measure, Tier 1 common capital to risk-weighted assets. As a result, ratios as of December 31, 2015 are computed using the new rules and ratios as of December 31, 2014 are computed using the regulatory guidance applicable at that time.