8-K

	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 10, 2011 First Midwest Bancorp, Inc. (Exact name of registrant as specified in its charter)
	Delaware (State or other jurisdiction of Incorporation)	0-10967 (Commission File Number)	36-3161078 (IRS Employer Identification No.)
	One Pierce Place, Suite 1500, Itasca, Illinois (Address of principal executive offices)			60143 (Zip Code)
	(630) 875-7450 (Registrant's telephone number, including area code) N/A (Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: oWritten communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) oSoliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) oPre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) oPre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 7.01 Regulation FD Disclosure. First Midwest Bancorp, Inc. (the “Company”) is furnishing presentation materials to be delivered by the Company at the Sandler O’Neill East Coast Financial Services Conference on November 10, 2011, included as Exhibit 99.1 to this Current Report on Form 8-K pursuant to Item 7.01. The Company is not undertaking any duty to update this presentation after the date of this Report. This Report will not be deemed an admission as to the materiality of any information herein (including Exhibit 99.1).
Item 9.01                                                                Financial Statements and Exhibits
The following Exhibit is furnished as part of this Current Report on Form 8-K.
	99.1	November 10, 2011 Power Point presentation delivered by First Midwest Bancorp, Inc. at the Sandler O’Neill East Coast Financial Services Conference.

SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused
this report to be signed on its behalf by the undersigned thereunto duly authorized.
	First Midwest Bancorp, Inc.
	(Registrant)
Date: November 10, 2011	/s/ Cynthia A. Lance
	Cynthia A. Lance Executive Vice President and Corporate Secretary

EX-99

Sandler O’Neill

East Coast Financial Services Conference

Aventura, FL

November 10, 2011

2011First Midwest Bancorp, Inc.

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Forward Looking Statements &
Additional Information

This presentation may contain, and during this presentation our management may make statements that may
constitute “forward-looking statements” within the meaning of the safe harbor provisions of the Private
Securities Litigation Reform Act of 1995. Forward-looking statements are not historical facts but instead
represent only our beliefs regarding future events, many of which, by their nature, are inherently uncertain and
outside our control.Forward-looking statements include, among other things, statements regarding our
financial performance, business prospects, future growth and operating strategies, objectives and results.
Actual results, performance or developments could differ materially from those expressed or implied by these
forward-looking statements. Important factors that could cause actual results to differ from those in the forward-
looking statements include, among others, those discussed in our Annual Report on Form 10-K, the preliminary
prospectus supplement and other reports filed with the Securities and Exchange Commission, copies of which
will be made available upon request.With the exception of fiscal year end information previously included in the
audited financial statements in our Annual Report on Form 10-K, the information contained herein is unaudited.
Except as required by law, we undertake no duty to update the contents of this presentation after the date of
this presentation.

The Company’s accounting and reporting policies conform to U.S. generally accepted accounting principles
(“GAAP”) and general practice within the banking industry. As a supplement to GAAP, the Company has
provided non-GAAP performance results. The Company believes that these non-GAAP financial measures are
useful because they allow investors to assess the Company’s operating performance. Although the non-GAAP
financial measures are intended to enhance investors’ understanding of the Company’s business and
performance, these non-GAAP financial measures should not be considered an alternative to GAAP.

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First Midwest Presentation Index

Who We Are

Operating Performance

Credit And Capital

Opportunities and Focus

Going Forward

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Who We Are

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Overview Of First Midwest

Headquartered In Suburban
Chicago

$8.4bn Assets

$5.4bn Loans (3)

$6.6bn Deposits

74% Transactional

$4.3bn Trust Assets

Loan Mix

Deposit Mix 2

Highly Efficient Platform

$69mm Of Deposits Per Branch

Leading Market Share In Non-
Downtown Chicago MSA 1

#9 In Market Share

$5.4bn

$6.6bn

Note:Information as of 30-September-11.

1 Source: SNL Financial.Non-downtown ranking and market share based on total deposits in Chicago MSA less deposits in the city of Chicago.Data as of 31-Dec-10.

2 Based on quarterly average deposit mix as of 30-Sept-11.

3 Includes $290mm in covered loans stemming from three FDIC-assisted transactions since 30-Sept-09.

Consumer

12%

Commercial
& Industrial

32%

Non Owner

- Occupied
CRE

32%

Savings &
NOW

31%

Demand

22%

Money
Market

19%

Time

Deposits
28%

Covered Loans

6%

Owner -
Occupied
CRE 18%

Top 100 Employer,#7 Of 20 Largest

(Only Financial Institution)

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7

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Operating Performance

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Third Quarter Results

1 Dollar amounts in millions.

2 PTPP represents Pre-Tax, Pre-Provision earnings, which is a non-GAAP financial measure.For reconciliation to GAAP measure, please refer to the appendix.

3 Includes covered loans acquired from FDIC-assisted transactions totaling $290 million, $315 million, and 396 million as of 30-Sept-11, 30-June-11, and 30-Sept-10, respectively.

Stable Earnings, Efficiency, Loans

Notable Growth In Low Cost Deposits

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Third Quarter Highlights

Strong Capital Position

Credit Metrics Elevated But Improving

1 Dollar amounts in millions.

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Core Business Is Solid

Source: FMBI based on internal data; peer data from SNL Financial.

¹Equal to non-interest expense divided by fully taxable equivalent (FTE) net interest income and non-interest income.Excludes nonrecurring items; items sourced from SNL.

²This is a non-GAAP financial measure.For reconciliation to GAAP measure, please refer to the appendix.

³Chicago Peers based on median of MBFI, OSBC, PVTB, TAYC and WTFC.

4Metro Peers based on median of CATY, CBSH, CFR, FCF, FMER, FULT, MBFI, ONB, PVTB, SUSQ, UMPQ, VLY, WTFC, and TRMK.

Efficiency Ratio % ¹

Net Interest Margin %

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Credit & Capital

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Loan Portfolio Overview

Branch originated

Home equity dominated

~95% in footprint

83% of portfolio, 51% CRE

Diversified + granular

Most have personal guarantees

35% of CRE is owner-occupied

Consumer Loans = $658mm

Home Equity
8%

Other
Consumer
1%

C&I
32%

Office,
Retail &
Industrial
24%

Residential
Construction
2%

Commercial
Construction &
Land 3%

Multi-family
6%

Other CRE
16%

Commercial Loans = $4.74bn

Real Estate - 1- 4
Family
3%

Total Loans = $5.4bn

Note: Loan data as of 30-Sept-11.

Covered 5%

Covered Loans = $290 mm

Performing Better Than Originally Expected

Losses Mitigated By Loss-Share

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Changing Loan Mix

Note: Excludes covered loans acquired in FDIC-assisted transactions.

Greater Commercial And Owner-Occupied CRE

Reduced Construction, Re-entry To 1-4 Family

1 Dollar amounts in millions.

Non-Performing Asset Trends (1) (2)

Reflects Steady Progress, Influenced

By Disposition Strategy And Market

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Source: SNL Financial.

¹Non-performing asset trends are represented as Nonperforming Assets (NPAs) + 90 days past due loans divided by loans plus Real Estate Owned (REO).

²Graph represents problem non-performing asset (NPA) percentage.

³Chicago Peers based on median of MBFI, OSBC, PVTB, TAYC and WTFC.

4Metro Peers based on median of CATY, CBSH, CFR, FCF, FMER, FULT, MBFI, ONB, PVTB, SUSQ, UMPQ, VLY, WTFC, and TRMK.

NPA %

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Addressing Reality of Credit Cycle

Conditions Slowly Improving

Real Estate Lagging

C&D Remains Stressed, Lower Exposure

Continued Focus On Reducing NPA Levels

Adverse Rated Credits Declining

Adjusting Carrying Values To Facilitate Disposition

Pursuing Multiple Strategies

Cash-Flowing Properties Offer Greater Alternatives

Leading Capital FoundationFirst Midwest vs. Peers

Source: Company data and SNL Financial.FMBI as of 30-Sept-11.

1Chicago Peers based on median of MBFI, OSBC, PVTB, TAYC and WTFC.

2Metro Peers based on median of CATY, CBSH, CFR, FCF, FMER, FULT, MBFI, ONB, PVTB, SUSQ, UMPQ, VLY, WTFC, and TRMK.

Tier 1 Common

Total Capital

FMBI Rank 2/6 4/15

1

1

1

2

2

2

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TARP RedemptionOverview and Rationale

U.S. Treasury, in consultation with our regulators, has approved
redemption of all $193mm of TARP preferred stock

Expect to fund redemption with cash on hand and proceeds from potential
debt offering(s)

Redemption of TARP capital is consistent with strategic priorities and will
allow continued focus on growing core franchise

Reflects strong capital position and significant improvement in credit trends

Pro forma for redemption, capital ratios will exceed current and projected
well-capitalized guidelines on standalone basis and under stress scenarios

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Opportunities & Focus

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Continued Business Investment

Strengthening Sales

Asset-Based Lending

Mortgage Sales Platform

Wealth Management

Cash Management

Retail Product Offering

Expanding Distribution And Reach

Market Entry

Downtown Chicago, DuPage

Upgrading Internet Platform

Targeting Efficiency

Market Disruption

Environment Creates Opportunities

In Greater Chicago Area

~ 30 Failures Since Start Of 2009

Well Positioned To Benefit

Strong Capital Position

Solid Reputation: In Marketplace 70+ Years

Tenured Sales Force

Experienced Management

Successful Acquisition Growth(1)

Strategically and Financially Accretive

	Date	Deposits (2)	Core (3)	Loans (2)
First DuPage	4Q09	$ 232	26%	$ 212
Peotone Bank And Trust	2Q10	84	73%	53
Palos Bank And Trust	3Q10	462	47%	297
Total		$ 778		$ 562

(1)Information as of acquisition date

(2) Dollars in millions

(3) Core comprised of demand, NOW, money market, and savings

(4) As of 30-Sept-11

In Total, Added 8 Locations, 25,000 Households,

Generated Pre-Tax Gain of $17 Million,

Retained Over 90% of Core Deposits (4)

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Acquisition Opportunities

Selective Criteria

Ability To Strengthen The Company

Leverages Our Skills

Local Market Knowledge

Core Competency

Experienced And Successful Acquirer

7 Deals, $2.7bn Since 2003

FDIC-Assisted Deals Becoming More Competitive

Deals Likely Smaller

Eventual Shift From Assisted To Unassisted

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Deposit-Only Acquisition

$185 Million In Deposits, 50% Core

In-Market Acquisition

Single Branch

Deal Price

Set At Close

Core Deposits Only

December 2011 Close

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Going Forward

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Positioning For Long-Term Success

Investing In Sales Organization

Lending Platform

Wealth Management

Market Expansion

Increasing Efficiency

Transitioning To Improved Credit

Investing In And Leveraging Technology

Improving Credit, Significant Capital

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Why First Midwest

Premier Community Banking Franchise

Working Through Cycle

Solid Capital; Liquidity

Experienced Management Team

Market Opportunities Available

Positioned For Long-term Success

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Questions?

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Appendix

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Reconciliation of Non-GAAP Measures