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ALLOWANCE FOR CREDIT LOSSES (Tables)
 3 Months Ended
Mar. 31, 2012
ALLOWANCE FOR CREDIT LOSSES [Abstract]  
Changes in the Allowance for Credit Losses by Segment and Class
The following tables summarize the changes in the allowance for credit losses by segment and class for the periods indicated:
   
Three months ended
 
   
March 31, 2012
 
   
Balance,
Beginning of
Period
  
Charge-offs
  
Recoveries
  
Provision
  
Balance,
End of
Period
 
   
(In thousands)
 
Commercial and industrial
 $20,724  $(4,272) $1,542  $2,988  $20,982 
Real estate
                    
  Consumer mortgage
  36,529   (4,216)  323   3,912   36,548 
  Home equity
  8,630   (851)  315   134   8,228 
  Agricultural
  3,921   (96)  10   (449)  3,386 
  Commercial and industrial-owner occupied
  21,929   (3,868)  351   2,230   20,642 
  Construction, acquisition and development
  45,562   (11,394)  2,155   (862)  35,461 
  Commercial real estate
  39,444   (2,809)  383   2,364   39,382 
Credit Cards
  4,021   (562)  118   (436)  3,141 
All other
  14,358   (758)  288   119   14,007 
    Total
 $195,118  $(28,826) $5,485  $10,000  $181,777 

 
   
Year ended
 
   
December 31, 2011
 
   
Balance,
Beginning of
Period
  
Charge-offs
  
Recoveries
  
Provision
  
Balance,
End of
Period
 
   
(In thousands)
 
Commercial and industrial
 $22,479  $(17,337) $1,567  $14,015  $20,724 
Real estate
                    
  Consumer mortgage
  35,540   (10,186)  1,111   10,064   36,529 
  Home equity
  7,305   (5,852)  185   6,992   8,630 
  Agricultural
  4,997   (3,420)  123   2,221   3,921 
  Commercial and industrial-owner occupied
  20,403   (10,302)  393   11,435   21,929 
  Construction, acquisition and development
  59,048   (67,362)  3,951   49,925   45,562 
  Commercial real estate
  33,439   (17,436)  1,045   22,396   39,444 
Credit Cards
  4,126   (3,072)  803   2,164   4,021 
All other
  9,576   (7,088)  1,001   10,869   14,358 
    Total
 $196,913  $(142,055) $10,179  $130,081  $195,118 


   
Three months ended
 
   
March 31, 2011
 
   
Balance,
Beginning of
Period
  
Charge-offs
  
Recoveries
  
Provision
  
Balance,
End of
Period
 
   
(In thousands)
 
Commercial and industrial
 $22,479  $(8,809) $184  $6,525  $20,379 
Real estate
                    
  Consumer mortgage
  35,540   (3,260)  143   1,189   33,612 
  Home equity
  7,305   (1,082)  45   1,424   7,692 
  Agricultural
  4,997   (592)  2   40   4,447 
  Commercial and industrial-owner occupied
  20,403   (1,716)  173   11,064   29,924 
  Construction, acquisition and development
  59,048   (32,343)  564   26,959   54,228 
  Commercial real estate
  33,439   (4,514)  13   4,547   33,485 
Credit Cards
  4,126   (881)  255   (54)  3,446 
All other
  9,576   (553)  312   1,785   11,120 
    Total
 $196,913  $(53,750) $1,691  $53,479  $198,333 
 
Allowance for Credit Losses by Segment, Class and Impairment Status
The following tables provide the allowance for credit losses by segment, class and impairment status as of the dates indicated:

   
March 31, 2012
 
   
Recorded
Balance of
Impaired Loans
  
Allowance for
Impaired Loans
and Leases
  
Allowance for
All Other Loans
and Leases
  
Total
Allowance
 
   
(In thousands)
 
Commercial and industrial
 $6,106  $1,548  $19,434  $20,982 
Real estate
                
  Consumer mortgage
  28,416   3,977   32,571   36,548 
  Home equity
  1,583   178   8,050   8,228 
  Agricultural
  3,099   386   3,000   3,386 
  Commercial and industrial-owner occupied
  28,152   3,051   17,591   20,642 
  Construction, acquisition and development
  111,263   11,736   23,725   35,461 
  Commercial real estate
  31,482   4,410   34,972   39,382 
Credit Cards
  -   -   3,141   3,141 
All other
  1,011   260   13,747   14,007 
    Total
 $211,112  $25,546  $156,231  $181,777 


   
December 31, 2011
 
   
Recorded
Balance of
Impaired Loans
  
Allowance for
Impaired Loans
and Leases
  
Allowance for
All Other Loans
and Leases
  
Total
Allowance
 
   
(In thousands)
 
Commercial and industrial
 $7,833  $4,071  $16,653  $20,724 
Real estate
                
  Consumer mortgage
  31,793   4,386   32,143   36,529 
  Home equity
  675   48   8,582   8,630 
  Agricultural
  3,096   380   3,541   3,921 
  Commercial and industrial-owner occupied
  24,801   3,601   18,328   21,929 
  Construction, acquisition and development
  128,179   21,581   23,981   45,562 
  Commercial real estate
  36,122   5,324   34,120   39,444 
Credit Cards
  -   -   4,021   4,021 
All other
  2,424   317   14,041   14,358 
    Total
 $234,923  $39,708  $155,410  $195,118