Exhibit F

Horizon s.r.o. Loan to Horizon Bulgaria

                                Principal
                                   Amount      Interest
       Date                           CZK        Rate

      Oct       1              1,991,181.77     2.10%
       ""       2              1,991,181.77     2.10%
       ""       3              1,991,181.77     2.10%
       ""       4              1,991,181.77     2.10%
       ""       5              1,991,181.77     2.10%
       ""       6              1,991,181.77     2.10%
       ""       7              1,991,181.77     2.10%
       ""       8              1,991,181.77     2.10%
       ""       9              1,991,181.77     2.10%
       ""      10              1,991,181.77     2.10%
       ""      11              1,991,181.77     2.10%
       ""      12              1,991,181.77     2.10%
       ""      13              1,991,181.77     2.10%
       ""      14              1,991,181.77     2.10%
       ""      15              1,991,181.77     2.10%
       ""      16              1,991,181.77     2.10%
       ""      17              1,991,181.77     2.10%
       ""      18              1,991,181.77     2.10%
       ""      19              1,991,181.77     2.10%
       ""      20              1,991,181.77     2.10%
       ""      21              1,991,181.77     2.10%
       ""      22              1,991,181.77     2.10%
       ""      23              1,991,181.77     2.10%
       ""      24              1,991,181.77     2.10%
       ""      25              1,991,181.77     2.10%
       ""      26              1,991,181.77     2.10%
       ""      27              1,991,181.77     2.10%
       ""      28              1,991,181.77     2.10%
       ""      29              1,991,181.77     2.10%
       ""      30              1,991,181.77     2.10%
       ""      31              1,991,181.77     2.10%
      Nov       1              1,991,181.77     2.10%
       ""       2              1,991,181.77     2.10%
       ""       3              1,991,181.77     2.10%
       ""       4              1,991,181.77     2.10%
       ""       5              1,991,181.77     2.10%
       ""       6              1,991,181.77     2.10%
       ""       7              1,991,181.77     2.10%
       ""       8              1,991,181.77     2.10%
       ""       9              1,991,181.77     2.10%
       ""      10              1,991,181.77     2.10%
       ""      11              1,991,181.77     2.10%
       ""      12              1,991,181.77     2.10%
       ""      13              1,991,181.77     2.10%
       ""      14              1,991,181.77     2.10%
       ""      15              1,991,181.77     2.10%
       ""      16              1,991,181.77     2.10%
       ""      17              1,991,181.77     2.10%
       ""      18              1,991,181.77     2.10%
       ""      19              1,991,181.77     2.10%
       ""      20              1,991,181.77     2.10%
       ""      21              1,991,181.77     2.10%
       ""      22              1,991,181.77     2.10%
       ""      23              1,991,181.77     2.10%
       ""      24              1,991,181.77     2.10%
       ""      25              1,991,181.77     2.10%
       ""      26              1,991,181.77     2.10%
       ""      27              1,991,181.77     2.10%
       ""      28              1,991,181.77     2.10%
       ""      29              1,991,181.77     2.10%
       ""      30              1,991,181.77     2.10%
      Dec       1              1,991,181.77     2.10%
       ""       2              1,991,181.77     2.10%
       ""       3              1,991,181.77     2.10%
       ""       4              1,991,181.77     2.10%
       ""       5              1,991,181.77     2.10%
       ""       6              1,991,181.77     2.10%
       ""       7              1,991,181.77     2.10%
       ""       8              1,991,181.77     2.10%
       ""       9              1,991,181.77     2.10%
       ""      10              1,991,181.77     2.10%
       ""      11              1,991,181.77     2.10%
       ""      12              1,991,181.77     2.10%
       ""      13              1,991,181.77     2.10%
       ""      14              1,991,181.77     2.10%
       ""      15              1,991,181.77     2.10%
       ""      16              1,991,181.77     2.10%
       ""      17              1,991,181.77     2.10%
       ""      18              1,991,181.77     2.10%
       ""      19              1,991,181.77     2.10%
       ""      20              1,991,181.77     2.10%
       ""      21              1,991,181.77     2.10%
       ""      22              1,991,181.77     2.10%
       ""      23              1,991,181.77     2.10%
       ""      24              1,991,181.77     2.10%
       ""      25              1,991,181.77     2.10%
       ""      26              1,991,181.77     2.10%
       ""      27              1,991,181.77     2.10%
       ""      28              1,991,181.77     2.10%
       ""      29              1,991,181.77     2.10%
       ""      30              1,991,181.77     2.10%
       ""      31              1,991,181.77     2.10%