Exhibit B

NFGC Loan to Horizon

Date	Interest Rate			Principal
10/1/2004		1.76	%		34,700,000
10/2/2004		1.76	%		34,700,000
10/3/2004		1.76	%		34,700,000
10/4/2004		1.80	%		34,900,000
10/5/2004		1.80	%		34,900,000
10/6/2004		1.80	%		34,900,000
10/7/2004		1.80	%		34,900,000
10/8/2004		1.80	%		34,900,000
10/9/2004		1.80	%		34,900,000
10/10/2004		1.80	%		34,900,000
10/11/2004		1.80	%		34,900,000
10/12/2004		1.80	%		34,900,000
10/13/2004		1.80	%		34,900,000
10/14/2004		1.80	%		34,900,000
10/15/2004		1.80	%		34,900,000
10/16/2004		1.80	%		34,900,000
10/17/2004		1.80	%		34,900,000
10/18/2004		1.80	%		34,900,000
10/19/2004		1.80	%		34,900,000
10/20/2004		1.91	%		34,900,000
10/21/2004		1.91	%		34,900,000
10/22/2004		1.91	%		34,900,000
10/23/2004		1.91	%		34,900,000
10/24/2004		1.91	%		34,900,000
10/25/2004		1.91	%		34,900,000
10/26/2004		1.91	%		34,900,000
10/27/2004		1.91	%		34,900,000
10/28/2004		1.91	%		34,900,000
10/29/2004		1.91	%		34,900,000
10/30/2004		1.91	%		34,900,000
10/31/2004		1.91	%		34,900,000
11/1/2004		1.92	%		37,400,000
11/2/2004		1.92	%		37,400,000
11/3/2004		1.92	%		37,400,000
11/4/2004		1.99	%		37,600,000
11/5/2004		1.99	%		37,600,000
11/6/2004		1.99	%		37,600,000
11/7/2004		1.99	%		37,600,000
11/8/2004		1.99	%		37,600,000
11/9/2004		1.99	%		37,600,000
11/10/2004		1.99	%		37,600,000
11/11/2004		1.99	%		37,600,000
11/12/2004		1.99	%		37,600,000
11/13/2004		1.99	%		37,600,000
11/14/2004		1.99	%		37,600,000
11/15/2004		1.99	%		37,600,000
11/16/2004		1.99	%		37,600,000
11/17/2004		1.99	%		37,600,000
11/18/2004		1.99	%		37,600,000
11/19/2004		2.12	%		37,600,000
11/20/2004		2.12	%		37,600,000
11/21/2004		2.12	%		37,600,000
11/22/2004		2.12	%		37,600,000
11/23/2004		2.12	%		37,600,000
11/24/2004		2.12	%		37,600,000
11/25/2004		2.12	%		37,600,000
11/26/2004		2.12	%		37,600,000
11/27/2004		2.12	%		37,600,000
11/28/2004		2.12	%		37,600,000
11/29/2004		2.12	%		37,600,000
11/30/2004		2.12	%		37,600,000
12/1/2004		2.12	%		37,600,000
12/2/2004		2.15	%		37,800,000
12/3/2004		2.15	%		37,800,000
12/4/2004		2.15	%		37,800,000
12/5/2004		2.15	%		37,800,000
12/6/2004		2.22	%		37,800,000
12/7/2004		2.22	%		37,800,000
12/8/2004		2.22	%		37,800,000
12/9/2004		2.22	%		37,800,000
12/10/2004		2.22	%		37,800,000
12/11/2004		2.22	%		37,800,000
12/12/2004		2.22	%		37,800,000
12/13/2004		2.35	%		37,800,000
12/14/2004		2.35	%		37,800,000
12/15/2004		2.35	%		37,800,000
12/16/2004		2.35	%		37,800,000
12/17/2004		2.35	%		37,800,000
12/18/2004		2.35	%		37,800,000
12/19/2004		2.35	%		37,800,000
12/20/2004		2.35	%		37,800,000
12/21/2004		2.35	%		37,800,000
12/22/2004		2.35	%		37,800,000
12/23/2004		2.35	%		37,800,000
12/24/2004		2.35	%		37,800,000
12/25/2004		2.35	%		37,800,000
12/26/2004		2.35	%		37,800,000
12/27/2004		2.35	%		37,800,000
12/28/2004		2.35	%		37,800,000
12/29/2004		2.35	%		37,900,000
12/30/2004		2.35	%		37,900,000
12/31/2004		2.35	%		37,900,000