Exhibit F

Horizon s.r.o. Loan to Horizon Bulgaria

                      Interest
            Date          Rate     Principal

           7/1/2004      1.75%        76,383
           7/2/2004      1.75%        76,383
           7/3/2004      1.75%        76,383
           7/4/2004      1.75%        76,383
           7/5/2004      1.75%        76,383
           7/6/2004      1.75%        76,383
           7/7/2004      1.75%        76,383
           7/8/2004      1.75%        76,383
           7/9/2004      1.75%        76,383
           7/10/2004     1.75%        76,383
           7/11/2004     1.75%        76,383
           7/12/2004     1.75%        76,383
           7/13/2004     1.75%        76,383
           7/14/2004     1.75%        76,383
           7/15/2004     1.75%        76,383
           7/16/2004     1.75%        76,383
           7/17/2004     1.75%        76,383
           7/18/2004     1.75%        76,383
           7/19/2004     1.75%        76,383
           7/20/2004     1.75%        76,383
           7/21/2004     1.75%        76,383
           7/22/2004     1.75%        76,383
           7/23/2004     1.75%        76,383
           7/24/2004     1.75%        76,383
           7/25/2004     1.75%        76,383
           7/26/2004     1.75%        76,383
           7/27/2004     1.75%        76,383
           7/28/2004     1.75%        76,383
           7/29/2004     1.75%        76,383
           7/30/2004     1.75%        76,383
           7/31/2004     1.75%        76,383
           8/1/2004      1.75%        76,383
           8/2/2004      1.75%        76,383
           8/3/2004      1.75%        76,383
           8/4/2004      1.75%        76,383
           8/5/2004      1.75%        76,383
           8/6/2004      1.75%        76,383
           8/7/2004      1.75%        76,383
           8/8/2004      1.75%        76,383
           8/9/2004      1.75%        76,383
           8/10/2004     1.75%        76,383
           8/11/2004     1.75%        76,383
           8/12/2004     1.75%        76,383
           8/13/2004     1.75%        76,383
           8/14/2004     1.75%        76,383
           8/15/2004     1.75%        76,383
           8/16/2004     1.75%        76,383
           8/17/2004     1.75%        76,383
           8/18/2004     1.75%        76,383
           8/19/2004     1.75%        76,383
           8/20/2004     1.75%        76,383
           8/21/2004     1.75%        76,383
           8/22/2004     1.75%        76,383
           8/23/2004     1.75%        76,383
           8/24/2004     1.75%        76,383
           8/25/2004     1.75%        76,383
           8/26/2004     1.75%        76,383
           8/27/2004     1.75%        76,383
           8/28/2004     1.75%        76,383
           8/29/2004     1.75%        76,383
           8/30/2004     1.75%        76,383
           8/31/2004     1.75%        76,383
           9/1/2004      1.75%        76,383
           9/2/2004      1.75%        76,383
           9/3/2004      1.75%        76,383
           9/4/2004      1.75%        76,383
           9/5/2004      1.75%        76,383
           9/6/2004      1.75%        76,383
           9/7/2004      1.75%        76,383
           9/8/2004      1.75%        76,383
           9/9/2004      1.75%        76,383
           9/10/2004     1.75%        76,383
           9/11/2004     1.75%        76,383
           9/12/2004     1.75%        76,383
           9/13/2004     1.75%        76,383
           9/14/2004     1.75%        76,383
           9/15/2004     1.75%        76,383
           9/16/2004     1.75%        76,383
           9/17/2004     1.75%        76,383
           9/18/2004     1.75%        76,383
           9/19/2004     1.75%        76,383
           9/20/2004     1.75%        76,383
           9/21/2004     1.75%        76,383
           9/22/2004     1.75%        76,383
           9/23/2004     1.75%        76,383
           9/24/2004     1.75%        76,383
           9/25/2004     1.75%        76,383
           9/26/2004     1.75%        76,383
           9/27/2004     1.75%        76,383
           9/28/2004     1.75%        76,383
           9/29/2004     1.75%        76,383
           9/30/2004     1.75%        76,383