EXHIBIT B

            Horizon Loan to United


                   Interest
        Date         Rate         Principal

     07/01/2002     0.00%              0
     07/02/2002     0.00%              0
     07/03/2002     0.00%              0
     07/04/2002     0.00%              0
     07/05/2002     0.00%              0
     07/06/2002     0.00%              0
     07/07/2002     0.00%              0
     07/08/2002     0.00%              0
     07/09/2002     0.00%              0
     07/10/2002     0.00%              0
     07/11/2002     0.00%              0
     07/12/2002     0.00%              0
     07/13/2002     0.00%              0
     07/14/2002     0.00%              0
     07/15/2002     0.00%              0
     07/16/2002     0.00%              0
     07/17/2002     0.00%              0
     07/18/2002     0.00%              0
     07/19/2002     0.00%              0
     07/20/2002     0.00%              0
     07/21/2002     0.00%              0
     07/22/2002     0.00%              0
     07/23/2002     0.00%              0
     07/24/2002     0.00%              0
     07/25/2002     0.00%              0
     07/26/2002     0.00%              0
     07/27/2002     0.00%              0
     07/28/2002     0.00%              0
     07/29/2002     0.00%              0
     07/30/2002     0.00%              0
     07/31/2002     0.00%              0
     08/01/2002     0.00%              0
     08/02/2002     0.00%              0
     08/03/2002     0.00%              0
     08/04/2002     0.00%              0
     08/05/2002     0.00%              0
     08/06/2002     0.00%              0
     08/07/2002     0.00%              0
     08/08/2002     0.00%              0
     08/09/2002     0.00%              0
     08/10/2002     0.00%              0
     08/11/2002     0.00%              0
     08/12/2002     0.00%              0
     08/13/2002     0.00%              0
     08/14/2002     0.00%              0
     08/15/2002     0.00%              0
     08/16/2002     0.00%              0
     08/17/2002     0.00%              0
     08/18/2002     0.00%              0
     08/19/2002     0.00%              0
     08/20/2002     0.00%              0
     08/21/2002     0.00%              0
     08/22/2002     0.00%              0
     08/23/2002     0.00%              0
     08/24/2002     0.00%              0
     08/25/2002     0.00%              0
     08/26/2002     0.00%              0
     08/27/2002     0.00%              0
     08/28/2002     0.00%              0
     08/29/2002     0.00%              0
     08/30/2002     0.00%              0
     08/31/2002     0.00%              0
     09/01/2002     0.00%              0
     09/02/2002     0.00%              0
     09/03/2002     0.00%              0
     09/04/2002     0.00%              0
     09/05/2002     0.00%              0
     09/06/2002     0.00%              0
     09/07/2002     0.00%              0
     09/08/2002     0.00%              0
     09/09/2002     0.00%              0
     09/10/2002     0.00%              0
     09/11/2002     0.00%              0
     09/12/2002     0.00%              0
     09/13/2002     0.00%              0
     09/14/2002     0.00%              0
     09/15/2002     0.00%              0
     09/16/2002     0.00%              0
     09/17/2002     0.00%              0
     09/18/2002     0.00%              0
     09/19/2002     0.00%              0
     09/20/2002     0.00%              0
     09/21/2002     0.00%              0
     09/22/2002     0.00%              0
     09/23/2002     0.00%              0
     09/24/2002     0.00%              0
     09/25/2002     0.00%              0
     09/26/2002     0.00%              0
     09/27/2002     0.00%              0
     09/28/2002     0.00%              0
     09/29/2002     0.00%              0
     09/30/2002     0.00%              0