EXHIBIT D

                    Seneca Loan to NFEC

                         Principal
                          Amount         Interest
MO. / YR.    DAY          $US             Rate
  2002
Apr.02         1      253,005,372         2.11%
Apr.02         2      253,005,372         2.11%
Apr.02         3      253,005,372         2.11%
Apr.02         4      253,005,372         2.11%
Apr.02         5      253,005,372         2.11%
Apr.02         6      253,005,372         2.11%
Apr.02         7      253,005,372         2.11%
Apr.02         8      253,005,372         2.11%
Apr.02         9      253,005,372         2.11%
Apr.02         10     253,005,372         2.11%
Apr.02         11     253,005,372         2.11%
Apr.02         12     253,005,372         2.11%
Apr.02         13     253,005,372         2.11%
Apr.02         14     253,005,372         2.11%
Apr.02         15     253,005,372         2.11%
Apr.02         16     253,005,372         2.11%
Apr.02         17     253,005,372         2.11%
Apr.02         18     253,005,372         2.10%
Apr.02         19     253,005,372         2.10%
Apr.02         20     253,005,372         2.10%
Apr.02         21     253,005,372         2.10%
Apr.02         22     253,005,372         2.10%
Apr.02         23     253,005,372         2.10%
Apr.02         24     253,005,372         2.10%
Apr.02         25     253,005,372         2.09%
Apr.02         26     253,005,372         2.09%
Apr.02         27     253,005,372         2.09%
Apr.02         28     253,005,372         2.09%
Apr.02         29     253,005,372         2.09%
Apr.02         30     253,005,372         2.09%
May 02         1      253,005,372         2.09%
May 02         2      253,005,372         2.09%
May 02         3      253,005,372         2.09%
May 02         4      253,005,372         2.09%
May 02         5      253,005,372         2.09%
May 02         6      253,005,372         2.10%
May 02         7      253,005,372         2.10%
May 02         8      253,005,372         2.10%
May 02         9      253,005,372         2.10%
May 02         10     253,005,372         2.09%
May 02         11     253,005,372         2.09%
May 02         12     253,005,372         2.09%
May 02         13     253,005,372         2.09%
May 02         14     253,005,372         2.09%
May 02         15     253,005,372         2.09%
May 02         16     253,005,372         2.09%
May 02         17     253,005,372         2.08%
May 02         18     253,005,372         2.08%
May 02         19     253,005,372         2.08%
May 02         20     253,005,372         2.08%
May 02         21     253,005,372         2.08%
May 02         22     253,005,372         2.08%
May 02         23     253,005,372         2.08%
May 02         24     253,005,372         2.09%
May 02         25     253,005,372         2.09%
May 02         26     253,005,372         2.09%
May 02         27     253,005,372         2.09%
May 02         28     253,005,372         2.09%
May 02         29     253,005,372         2.09%
May 02         30     253,005,372         2.08%
May 02         31     253,005,372         2.08%
June 02        1      253,005,372         2.08%
June 02        2      253,005,372         2.08%
June 02        3      253,005,372         2.08%
June 02        4      253,005,372         2.08%
June 02        5      253,005,372         2.08%
June 02        6      253,005,372         2.08%
June 02        7      253,005,372         2.08%
June 02        8      253,005,372         2.08%
June 02        9      253,005,372         2.08%
June 02        10     253,005,372         2.08%
June 02        11     253,005,372         2.08%
June 02        12     253,005,372         2.07%
June 02        13     253,005,372         2.07%
June 02        14     253,005,372         2.07%
June 02        15     253,005,372         2.07%
June 02        16     253,005,372         2.07%
June 02        17     253,005,372         2.07%
June 02        18     253,005,372         2.07%
June 02        19     253,005,372         2.08%
June 02        20     253,005,372         2.08%
June 02        21     253,005,372         2.07%
June 02        22     253,005,372         2.07%
June 02        23     253,005,372         2.07%
June 02        24     253,005,372         2.08%
June 02        25     253,005,372         2.08%
June 02        26     253,005,372         2.08%
June 02        27     253,005,372         2.08%
June 02        28     253,005,372         2.08%
June 02        29     253,005,372         2.08%
June 02        30     253,005,372         2.08%