Exhibit D
                     Seneca Loan to NFEC
                     -------------------

                           Principal
                            Amount                Interest
MO./YR.    DAY               $US                    Rate
-------    ---               ---                    ----
 2001

Oct.01     1              253,005,372              3.23%
Oct.01     2              253,005,372              3.18%
Oct.01     3              253,005,372              3.12%
Oct.01     4              253,005,372              3.09%
Oct.01     5              253,005,372              3.02%
Oct.01     6              253,005,372              3.02%
Oct.01     7              253,005,372              3.02%
Oct.01     8              253,005,372              3.02%
Oct.01     9              253,005,372              2.94%
Oct.01     10             253,005,372              2.93%
Oct.01     11             253,005,372              2.85%
Oct.01     12             253,005,372              2.82%
Oct.01     13             253,005,372              2.82%
Oct.01     14             253,005,372              2.82%
Oct.01     15             253,005,372              2.82%
Oct.01     16             253,005,372              2.82%
Oct.01     17             253,005,372              2.79%
Oct.01     18             253,005,372              2.76%
Oct.01     19             253,005,372              2.74%
Oct.01     20             253,005,372              2.74%
Oct.01     21             253,005,372              2.74%
Oct.01     22             253,005,372              2.75%
Oct.01     23             253,005,372              2.73%
Oct.01     24             253,005,372              2.72%
Oct.01     25             253,005,372              2.72%
Oct.01     26             253,005,372              2.72%
Oct.01     27             253,005,372              2.72%
Oct.01     28             253,005,372              2.72%
Oct.01     29             253,005,372              2.72%
Oct.01     30             253,005,372              2.71%
Oct.01     31             253,005,372              2.71%
Nov.01     1              253,005,372              2.71%
Nov.01     2              253,005,372              2.71%
Nov.01     3              253,005,372              2.71%
Nov.01     4              253,005,372              2.71%
Nov.01     5              253,005,372              2.72%
Nov.01     6              253,005,372              2.71%
Nov.01     7              253,005,372              2.70%
Nov.01     8              253,005,372              2.69%
Nov.01     9              253,005,372              2.65%
Nov.01     10             253,005,372              2.65%
Nov.01     11             253,005,372              2.65%
Nov.01     12             253,005,372              2.65%
Nov.01     13             253,005,372              2.63%
Nov.01     14             253,005,372              2.62%
Nov.01     15             253,005,372              2.62%
Nov.01     16             253,005,372              2.58%
Nov.01     17             253,005,372              2.58%
Nov.01     18             253,005,372              2.58%
Nov.01     19             253,005,372              2.58%
Nov.01     20             253,005,372              2.62%
Nov.01     21             253,005,372              2.60%
Nov.01     22             253,005,372              2.60%
Nov.01     23             253,005,372              2.60%
Nov.01     24             253,005,372              2.60%
Nov.01     25             253,005,372              2.60%
Nov.01     26             253,005,372              2.57%
Nov.01     27             253,005,372              2.57%
Nov.01     28             253,005,372              2.57%
Nov.01     29             253,005,372              2.57%
Nov.01     30             253,005,372              2.57%
Dec.01     1              253,005,372              2.57%
Dec.01     2              253,005,372              2.57%
Dec.01     3              253,005,372              2.54%
Dec.01     4              253,005,372              2.54%
Dec.01     5              253,005,372              2.52%
Dec.01     6              253,005,372              2.53%
Dec.01     7              253,005,372              2.52%
Dec.01     8              253,005,372              2.52%
Dec.01     9              253,005,372              2.52%
Dec.01     10             253,005,372              2.47%
Dec.01     11             253,005,372              2.46%
Dec.01     12             253,005,372              2.44%
Dec.01     13             253,005,372              2.40%
Dec.01     14             253,005,372              2.40%
Dec.01     15             253,005,372              2.40%
Dec.01     16             253,005,372              2.40%
Dec.01     17             253,005,372              2.38%
Dec.01     18             253,005,372              2.38%
Dec.01     19             253,005,372              2.41%
Dec.01     20             253,005,372              2.41%
Dec.01     21             253,005,372              2.40%
Dec.01     22             253,005,372              2.40%
Dec.01     23             253,005,372              2.40%
Dec.01     24             253,005,372              2.41%
Dec.01     25             253,005,372              2.41%
Dec.01     26             253,005,372              2.40%
Dec.01     27             253,005,372              2.41%
Dec.01     28             253,005,372              2.42%
Dec.01     29             253,005,372              2.42%
Dec.01     30             253,005,372              2.42%
Dec.01     31             253,005,372              2.41%