Exhibit C
                  NFG Loan to Horizon
                  -------------------


                          Interest
               Date         Rate     Principal
               ----         ----     ---------
            10/01/2001      3.66%   13,700,000
            10/02/2001      3.66%   13,700,000
            10/03/2001      3.66%   13,700,000
            10/04/2001      3.66%   13,700,000
            10/05/2001      3.66%   13,700,000
            10/06/2001      3.66%   13,700,000
            10/07/2001      3.66%   13,700,000
            10/08/2001      3.66%   13,700,000
            10/09/2001      3.66%   13,700,000
            10/10/2001      2.97%   13,400,000
            10/11/2001      2.97%   13,400,000
            10/12/2001      2.97%   13,400,000
            10/13/2001      2.97%   13,400,000
            10/14/2001      2.97%   13,400,000
            10/15/2001      2.97%   13,400,000
            10/16/2001      2.97%   13,400,000
            10/17/2001      2.97%   13,400,000
            10/18/2001      2.97%   13,400,000
            10/19/2001      2.69%   13,600,000
            10/20/2001      2.69%   13,600,000
            10/21/2001      2.69%   13,600,000
            10/22/2001      2.69%   13,600,000
            10/23/2001      2.69%   13,600,000
            10/24/2001      2.69%   13,600,000
            10/25/2001      2.69%   13,600,000
            10/26/2001      2.69%   13,600,000
            10/27/2001      2.69%   13,600,000
            10/28/2001      2.69%   13,600,000
            10/29/2001      2.69%   13,600,000
            10/30/2001      2.69%   13,600,000
            10/31/2001      2.69%   13,600,000
            11/01/2001      2.69%   16,900,000
            11/02/2001      2.69%   16,900,000
            11/03/2001      2.69%   16,900,000
            11/04/2001      2.69%   16,900,000
            11/05/2001      2.69%   16,900,000
            11/06/2001      2.69%   16,900,000
            11/07/2001      2.69%   16,900,000
            11/08/2001      2.69%   16,900,000
            11/09/2001      2.69%   16,900,000
            11/10/2001      2.69%   16,900,000
            11/11/2001      2.69%   16,900,000
            11/12/2001      2.69%   16,900,000
            11/13/2001      2.69%   16,900,000
            11/14/2001      2.69%   16,900,000
            11/15/2001      2.69%   16,900,000
            11/16/2001      2.69%   16,900,000
            11/17/2001      2.69%   16,900,000
            11/18/2001      2.69%   16,900,000
            11/19/2001      2.69%   16,900,000
            11/20/2001      2.69%   16,900,000
            11/21/2001      2.69%   16,900,000
            11/22/2001      2.69%   16,900,000
            11/23/2001      2.69%   16,900,000
            11/24/2001      2.69%   16,900,000
            11/25/2001      2.69%   16,900,000
            11/26/2001      2.69%   16,900,000
            11/27/2001      2.69%   16,900,000
            11/28/2001      2.69%   16,900,000
            11/29/2001      2.69%   16,900,000
            11/30/2001      2.69%   16,900,000
            12/01/2001      2.69%   16,900,000
            12/02/2001      2.69%   16,900,000
            12/03/2001      2.63%   17,000,000
            12/04/2001      2.63%   17,000,000
            12/05/2001      2.63%   17,000,000
            12/06/2001      2.63%   17,000,000
            12/07/2001      2.63%   17,000,000
            12/08/2001      2.63%   17,000,000
            12/09/2001      2.63%   17,000,000
            12/10/2001      2.32%   17,300,000
            12/11/2001      2.32%   17,300,000
            12/12/2001      2.32%   17,300,000
            12/13/2001      2.32%   17,300,000
            12/14/2001      2.32%   17,300,000
            12/15/2001      2.32%   17,300,000
            12/16/2001      2.32%   17,300,000
            12/17/2001      2.37%   17,300,000
            12/18/2001      2.37%   17,300,000
            12/19/2001      2.37%   17,300,000
            12/20/2001      2.37%   17,300,000
            12/21/2001      2.37%   17,300,000
            12/22/2001      2.37%   17,300,000
            12/23/2001      2.37%   17,300,000
            12/24/2001      2.37%   17,300,000
            12/25/2001      2.37%   17,300,000
            12/26/2001      2.37%   17,300,000
            12/27/2001      2.37%   17,300,000
            12/28/2001      2.37%   17,300,000
            12/29/2001      2.37%   17,300,000
            12/30/2001      2.37%   17,300,000
            12/31/2001      2.37%   17,300,000