EXHIBIT C
               NFG Loan to Horizon


                     Interest
             Date      Rate   Principal
          10/01/2000   6.81%  8,700,000
          10/02/2000   6.81%  8,700,000
          10/03/2000   6.81%  8,700,000
          10/04/2000   6.81%  8,700,000
          10/05/2000   6.81%  8,700,000
          10/06/2000   6.81%  8,700,000
          10/07/2000   6.81%  8,700,000
          10/08/2000   6.81%  8,800,000
          10/09/2000   6.81%  8,800,000
          10/10/2000   6.81%  8,800,000
          10/11/2000   6.85%  9,000,000
          10/12/2000   6.85%  9,000,000
          10/13/2000   6.85%  9,000,000
          10/14/2000   6.85%  9,000,000
          10/15/2000   6.85%  9,000,000
          10/16/2000   6.85%  9,000,000
          10/17/2000   6.85%  9,000,000
          10/18/2000   6.85%  9,000,000
          10/19/2000   6.85%  9,000,000
          10/20/2000   6.85%  9,000,000
          10/21/2000   6.85%  9,000,000
          10/22/2000   6.85%  9,000,000
          10/23/2000   6.85%  9,000,000
          10/24/2000   6.85%  9,000,000
          10/25/2000   6.85%  9,000,000
          10/26/2000   6.85%  9,000,000
          10/27/2000   6.85%  9,000,000
          10/28/2000   6.85%  9,000,000
          10/29/2000   6.85%  9,000,000
          10/30/2000   6.85%  9,000,000
          10/31/2000   6.85%  9,000,000
          11/01/2000   6.86% 11,900,000
          11/02/2000   6.86% 11,900,000
          11/03/2000   6.86% 11,900,000
          11/04/2000   6.86% 11,900,000
          11/05/2000   6.86% 11,900,000
          11/06/2000   6.86% 12,000,000
          11/07/2000   6.86% 12,000,000
          11/08/2000   6.86% 12,000,000
          11/09/2000   6.86% 12,000,000
          11/10/2000   6.86% 12,000,000
          11/11/2000   6.86% 12,000,000
          11/12/2000   6.86% 12,000,000
          11/13/2000   6.86% 12,000,000
          11/14/2000   6.86% 12,000,000
          11/15/2000   6.86% 12,000,000
          11/16/2000   6.86% 12,100,000
          11/17/2000   6.86% 12,100,000
          11/18/2000   6.86% 12,100,000
          11/19/2000   6.86% 12,100,000
          11/20/2000   6.86% 12,100,000
          11/21/2000   6.86% 12,100,000
          11/22/2000   6.86% 12,100,000
          11/23/2000   6.86% 12,100,000
          11/24/2000   6.86% 12,100,000
          11/25/2000   6.86% 12,100,000
          11/26/2000   6.86% 12,100,000
          11/27/2000   6.86% 12,100,000
          11/28/2000   6.86% 12,100,000
          11/29/2000   6.86% 12,100,000
          11/30/2000   6.86% 12,100,000
          12/01/2000   6.79% 12,200,000
          12/02/2000   6.79% 12,200,000
          12/03/2000   6.79% 12,200,000
          12/04/2000   6.79% 12,200,000
          12/05/2000   6.79% 12,200,000
          12/06/2000   6.79% 12,200,000
          12/07/2000   6.79% 12,200,000
          12/08/2000   6.79% 12,300,000
          12/09/2000   6.79% 12,300,000
          12/10/2000   6.79% 12,300,000
          12/11/2000   6.79% 12,300,000
          12/12/2000   6.79% 12,300,000
          12/13/2000   6.79% 12,400,000
          12/14/2000   6.79% 12,400,000
          12/15/2000   6.79% 12,400,000
          12/16/2000   6.79% 12,400,000
          12/17/2000   6.79% 12,400,000
          12/18/2000   6.79% 12,400,000
          12/19/2000   6.79% 12,400,000
          12/20/2000   6.79% 12,400,000
          12/21/2000   6.79% 12,400,000
          12/22/2000   6.79% 12,400,000
          12/23/2000   6.79% 12,400,000
          12/24/2000   6.79% 12,400,000
          12/25/2000   6.79% 12,400,000
          12/26/2000   6.79% 12,400,000
          12/27/2000   6.79% 12,400,000
          12/28/2000   6.84% 12,500,000
          12/29/2000   6.84% 12,500,000
          12/30/2000   6.84% 12,500,000
          12/31/2000   6.84% 12,500,000