LOANS AND LEASES

Schedule of balance in the allowance for loan and lease losses and the recorded investment in loans and lease based on the impairment measurement methods, by class

	Commercial,		Real estate
	financial & agricultural		Construction			Mortgage - residential			Mortgage - commercial			Consumer		Leases		Total
	(Dollars in thousands)
June 30, 2012
Allowance for loan and lease losses:
Ending balance attributable to loans:
Individually evaluated for impairment	$	994	$	3,214		$	847		$	4		$	—	$	13	$	5,072
Collectively evaluated for impairment	5,268		9,117			28,974			47,238			2,008		137		92,742
	6,262		12,331			29,821			47,242			2,008		150		97,814
Unallocated																6,000
Total ending balance	$	6,262	$	12,331		$	29,821		$	47,242		$	2,008	$	150	$	103,814

Loans and leases:
Individually evaluated for impairment	$	3,870	$	47,598		$	47,634		$	20,390		$	—	$	265	$	119,757
Collectively evaluated for impairment	193,743		58,866			930,365			678,366			108,276		13,669		1,983,285
	197,613		106,464			977,999			698,756			108,276		13,934		2,103,042
Unearned income	78		1			(535		)	(1,423		)	—		—		(1,879		)
Total ending balance	$	197,691	$	106,465		$	977,464		$	697,333		$	108,276	$	13,934	$	2,101,163

December 31, 2011
Allowance for loan and lease losses:
Ending balance attributable to loans:
Individually evaluated for impairment	$	—	$	401		$	—		$	371		$	—	$	—	$	772
Collectively evaluated for impairment	6,110		28,229			32,736			47,358			2,335		553		117,321
	6,110		28,630			32,736			47,729			2,335		553		118,093
Unallocated																4,000
Total ending balance	$	6,110	$	28,630		$	32,736		$	47,729		$	2,335	$	553	$	122,093

Loans and leases:
Individually evaluated for impairment	$	1,367	$	62,569		$	50,221		$	18,451		$	—	$	—	$	132,608
Collectively evaluated for impairment	179,204		98,557			846,345			682,948			108,810		17,702		1,933,566
	180,571		161,126			896,566			701,399			108,810		17,702		2,066,174
Unearned income	133		(63		)	(467		)	(1,330		)	—		—		(1,727		)
Total ending balance	$	180,704	$	161,063		$	896,099		$	700,069		$	108,810	$	17,702	$	2,064,447

Schedule of average recorded investment and interest income recognized on impaired loans, by class

	Three Months Ended June 30,								Six Months Ended June 30,
	2012				2011				2012				2011
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
	(Dollars in thousands)
Commercial, financial & agricultural	$	4,275	$	26	$	404	$	—	$	3,024	$	29	$	440	$	—
Real estate:
Construction	62,174		—		127,344		531		63,387		645		135,674		666
Mortgage - residential	48,817		121		58,801		32		49,438		178		59,509		445
Mortgage - commercial	22,766		146		20,042		116		20,272		168		18,613		116
Leases	199		—		—		—		85		—		—		—
Total	$	138,231	$	293	$	206,591	$	679	$	136,206	$	1,020	$	214,236	$	1,227

Schedule of information related to loans modifications in a TDR, by class

	Number of Contracts	Recorded Investment (as of period end)		Additional Partial Charge-offs
	(Dollars in thousands)
Three months ended June 30, 2012
Real estate:
Construction	4	$	1,603	$	—
Mortgage - residential	1	351		—
Mortgage - commercial	2	3,438		—
Total	7	$	5,392	$	—

Three months ended June 30, 2011
Real estate:
Construction	1	$	5,413	$	—
Mortgage - residential	14	6,065		27
Total	15	$	11,478	$	27

Six months ended June 30, 2012
Real estate:
Construction	4	$	1,603	$	—
Mortgage - residential	7	3,560		—
Mortgage - commercial	4	10,214		—
Total	15	$	15,377	$	—

Six months ended June 30, 2011
Real estate:
Construction	2	$	10,841	$	3,014
Mortgage - residential	22	8,010		447
Total	24	$	18,851	$	3,461

Schedule of recorded investment in the loans and leases, by class and credit indicator

	Pass		Special Mention		Substandard		Doubtful		Loss		Not Rated		Less: Unearned Income			Total
	(Dollars in thousands)
June 30, 2012
Commercial, financial & agricultural	$	129,218	$	6,965	$	9,334	$	—	$	—	$	52,096	$	(78	)	$	197,691
Real estate:
Construction	37,931		16,503		48,594		—		—		3,436		(1		)	106,465
Mortgage - residential	81,036		1,628		46,966		—		—		848,369		535			977,464
Mortgage - commercial	569,172		71,892		32,916		—		—		24,776		1,423			697,333
Consumer	9,931		—		—		—		—		98,345		—			108,276
Leases	12,911		241		782		—		—		—		—			13,934
Total	$	840,199	$	97,229	$	138,592	$	—	$	—	$	1,027,022	$	1,879		$	2,101,163

December 31, 2011
Commercial, financial & agricultural	$	107,419	$	6,087	$	15,389	$	—	$	—	$	51,676	$	(133	)	$	180,704
Real estate:
Construction	52,882		18,808		84,716		—		—		4,720		63			161,063
Mortgage - residential	62,314		3,823		55,017		—		—		775,412		467			896,099
Mortgage - commercial	557,494		54,170		58,599		—		—		31,136		1,330			700,069
Consumer	4,659		—		79		—		—		104,072		—			108,810
Leases	16,111		327		1,264		—		—		—		—			17,702
Total	$	800,879	$	83,215	$	215,064	$	—	$	—	$	967,016	$	1,727		$	2,064,447