XML 39 R29.htm IDEA: XBRL DOCUMENT v3.22.1
ALLOWANCE FOR CREDIT LOSSES AND RESERVE FOR OFF-BALANCE SHEET CREDIT EXPOSURE (Tables)
 3 Months Ended
Mar. 31, 2022
ALLOWANCE FOR LOAN AND LEASE LOSSES  
Schedule of activity in the allowance, by class
The following table presents by class, the activity in the ACL for loans under ASC 326 during the three months ended March 31, 2022 and March 31, 2021:
 Commercial, Financial and AgriculturalReal Estate 
(dollars in thousands)SBA PPPOtherConstructionResidential MortgageHome EquityCommercial MortgageConsumerTotal
Three Months Ended March 31, 2022
Beginning balance$77 $10,314 $3,908 $12,463 $4,509 $18,411 $18,415 $68,097 
(Credit) provision for credit losses on loans(41)(848)(72)(1,532)132 (2,356)1,786 (2,931)
Subtotal36 9,466 3,836 10,931 4,641 16,055 20,201 65,166 
Charge-offs— 254 — — — — 1,216 1,470 
Recoveries— 350 — 112 — — 596 1,058 
Net charge-offs (recoveries)— (96)— (112)— — 620 412 
Ending balance$36 $9,562 $3,836 $11,043 $4,641 $16,055 $19,581 $64,754 
Three Months Ended March 31, 2021
Beginning balance$304 $18,717 $4,277 $16,484 $5,449 $22,163 $15,875 $83,269 
(Credit) provision for credit losses on loans185 (2,733)770 (1,233)(207)563 1,681 (974)
Subtotal489 15,984 5,047 15,251 5,242 22,726 17,556 82,295 
Charge-offs— 609 — — — — 1,098 1,707 
Recoveries— 89 — 106 9 8 753 965 
Net charge-offs (recoveries)— 520 — (106)(9)(8)345 742 
Ending balance$489 $15,464 $5,047 $15,357 $5,251 $22,734 $17,211 $81,553 
The following table presents the activity in the reserve for off-balance sheet credit exposures, included in other liabilities, during the three months ended March 31, 2022 and March 31, 2021.
(dollars in thousands)
Three Months Ended March 31, 2022
Beginning balance$4,804 
(Credit) provision for off-balance sheet credit exposures(264)
Ending balance$4,540 
Three Months Ended March 31, 2021
Beginning balance$4,884 
Provision for off-balance sheet credit exposures153 
Ending balance$5,037