XML 92 R77.htm IDEA: XBRL DOCUMENT v3.8.0.1
ALLOWANCE FOR LOAN AND LEASE LOSSES (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2017
Sep. 30, 2017
Jun. 30, 2017
Mar. 31, 2017
Dec. 31, 2016
Sep. 30, 2016
Jun. 30, 2016
Mar. 31, 2016
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Changes in the allowance                      
Beginning balance       $ 56,631       $ 63,314 $ 56,631 $ 63,314 $ 74,040
Provision (credit) for loan and lease losses $ (186) $ (126) $ (2,282) (80) $ (2,645) $ (743) $ (1,382) (747) (2,674) (5,517) (15,671)
Subtotal                 53,957 57,797 58,369
Charge-offs                 8,071 6,862 11,256
Recoveries                 4,115 5,696 16,201
Net charge-offs (recoveries)                 3,956 1,166 (4,945)
Ending balance 50,001       56,631       50,001 56,631 63,314
Commercial, financial & agricultural                      
Changes in the allowance                      
Beginning balance       8,637       6,905 8,637 6,905 8,954
Provision (credit) for loan and lease losses                 (705) 1,217 (1,179)
Subtotal                 7,932 8,122 7,775
Charge-offs                 1,704 1,599 5,658
Recoveries                 1,366 2,114 4,788
Net charge-offs (recoveries)                 338 (515) 870
Ending balance 7,594       8,637       7,594 8,637 6,905
Real estate | Construction                      
Changes in the allowance                      
Beginning balance       4,224       8,454 4,224 8,454 14,969
Provision (credit) for loan and lease losses                 (2,558) (4,363) (7,395)
Subtotal                 1,666 4,091 7,574
Charge-offs                 0 0 0
Recoveries                 169 133 880
Net charge-offs (recoveries)                 (169) (133) (880)
Ending balance 1,835       4,224       1,835 4,224 8,454
Real estate | Residential mortgage                      
Changes in the allowance                      
Beginning balance       15,055       14,642 15,055 14,642 15,031
Provision (credit) for loan and lease losses                 (1,533) (282) (1,510)
Subtotal                 13,522 14,360 13,521
Charge-offs                 73 0 0
Recoveries                 879 695 1,121
Net charge-offs (recoveries)                 (806) (695) (1,121)
Ending balance 14,328       15,055       14,328 15,055 14,642
Real estate | Home equity                      
Changes in the allowance                      
Beginning balance       3,502       3,096 3,502 3,096 2,896
Provision (credit) for loan and lease losses                 (229) 391 (746)
Subtotal                 3,273 3,487 2,150
Charge-offs                 0 0 110
Recoveries                 44 15 1,056
Net charge-offs (recoveries)                 (44) (15) (946)
Ending balance 3,317       3,502       3,317 3,502 3,096
Real estate | Commercial mortgage                      
Changes in the allowance                      
Beginning balance       19,104       21,847 19,104 21,847 20,869
Provision (credit) for loan and lease losses                 (2,460) (3,558) (4,903)
Subtotal                 16,644 18,289 15,966
Charge-offs                 0 209 838
Recoveries                 157 1,024 6,719
Net charge-offs (recoveries)                 (157) (815) (5,881)
Ending balance 16,801       19,104       16,801 19,104 21,847
Consumer | Other                      
Changes in the allowance                      
Beginning balance       6,109       6,230 6,109 6,230 7,314
Provision (credit) for loan and lease losses                 4,811 3,218 1,956
Subtotal                 10,920 9,448 9,270
Charge-offs                 6,294 5,054 4,650
Recoveries                 1,500 1,715 1,610
Net charge-offs (recoveries)                 4,794 3,339 3,040
Ending balance 6,126       6,109       6,126 6,109 6,230
Leases                      
Changes in the allowance                      
Beginning balance       0       0 0 0 7
Provision (credit) for loan and lease losses                 0 0 (34)
Subtotal                 0 0 (27)
Charge-offs                   0 0
Recoveries                 0 0 27
Net charge-offs (recoveries)                 0 0 (27)
Ending balance 0       0       0 0 0
Unallocated                      
Changes in the allowance                      
Beginning balance       $ 0       $ 2,140 0 2,140 4,000
Provision (credit) for loan and lease losses                 0 (2,140) (1,860)
Subtotal                 0 0 2,140
Charge-offs                 0 0 0
Recoveries                 0 0 0
Net charge-offs (recoveries)                 0 0 0
Ending balance $ 0       $ 0       $ 0 $ 0 $ 2,140