EX-12 2 lex12.htm EXHIBIT 12 Exhibit 12

EXHIBIT 12  Cigna Corporation Computation of Ratio of Earnings to Fixed Charges

Six Months Ended

June 30,

(Dollars in millions)

2011

2010

Income before income taxes

$

1,216

$

861

Adjustments:

Income from equity investee

(11)

(11)

Income attributable to noncontrolling interest

(1)

(2)

INCOME BEFORE INCOME TAXES, AS ADJUSTED

$

1,204

$

848

Fixed charges included in income:

Interest expense

$

92

$

88

Interest portion of rental expense

22

23

114

111

Interest credited to contractholders

2

4

$

116

$

115

Income available for fixed charges (including interest credited to contractholders)

$

1,320

$

963

Income available for fixed charges (excluding interest credited to contractholders)

$

1,318

$

959

RATIO OF EARNINGS TO FIXED CHARGES:

Including interest credited to contractholders

11.4

8.4

SUPPLEMENTAL RATIO:

Excluding interest credited to contractholders

11.6

8.6