Schedule III - Supplementary Insurance Information

12 Months Ended

Dec. 31, 2017

CIGNA CORPORATION AND SUBSIDIARIES

SCHEDULE III

SUPPLEMENTARY INSURANCE INFORMATION

	Deferred		Future policy		Medical costs
	policy		benefits and		payable and
(in millions)	acquisition		contractholder		unpaid		Unearned
Segment	costs		deposit funds		claims⁽¹⁾		premiums
Year Ended December 31, 2017
Global Health Care	$	15	$	157	$	2,719	$	213
Global Supplemental Benefits		2,176		3,746		484		490
Group Disability and Life		1		1,686		4,491		7
Other Operations		45		12,647		193		14
Corporate		-		-		-		-
Total	$	2,237	$	18,236	$	7,887	$	724
Year Ended December 31, 2016
Global Health Care	$	16	$	161	$	2,532	$	170
Global Supplemental Benefits		1,752		3,225		384		435
Group Disability and Life		1		1,786		4,342		13
Other Operations		49		12,934		191		16
Corporate		-		-		-		-
Total	$	1,818	$	18,106	$	7,449	$	634
Year Ended December 31, 2015
Global Health Care	$	11	$	169	$	2,355	$	145
Global Supplemental Benefits		1,593		3,006		353		453
Group Disability and Life		1		1,714		4,006		13
Other Operations		54		13,033		215		18
Corporate		-		-		-		-
Total	$	1,659	$	17,922	$	6,929	$	629

(1) Unpaid claims balances reported in Corporate in 2015 have been retrospectively reclassified to the Group Disability and Life segment to conform to the presentation of unpaid claim balances in Note 8 to the Consolidated Financial Statements. These amounts represent elimination entries.

							Amortization
							of deferred
			Net				policy		Other
			investment		Benefit		acquisition		operating
Segment	Premiums⁽²⁾		income⁽³⁾		expenses⁽²⁾⁽⁴⁾		expenses		expenses⁽⁵⁾
Year Ended December 31, 2017
Global Health Care	$	24,538	$	378	$	19,967	$	56	$	9,417
Global Supplemental Benefits		3,684		122		2,033		259		1,115
Group Disability and Life		3,985		350		3,076		1		967
Other Operations		112		346		342		6		(32)
Corporate		(12)		30		(12)		-		815
Total	$	32,307	$	1,226	$	25,406	$	322	$	12,282
Year Ended December 31, 2016
Global Health Care	$	23,295	$	315	$	19,009	$	47	$	9,411
Global Supplemental Benefits		3,226		110		1,784		238		1,030
Group Disability and Life		4,002		343		3,354		1		918
Other Operations		103		358		339		6		24
Corporate		-		21		-		-		528
Total	$	30,626	$	1,147	$	24,486	$	292	$	11,911
Year Ended December 31, 2015
Global Health Care	$	22,696	$	340	$	18,354	$	53	$	8,621
Global Supplemental Benefits		3,000		103		1,659		227		963
Group Disability and Life		3,843		337		2,934		1		861
Other Operations		103		369		343		5		26
Corporate		-		4		-		-		502
Total	$	29,642	$	1,153	$	23,290	$	286	$	10,973

Amounts presented are shown net of the effects of reinsurance. See Note 9 to the Consolidated Financial Statements included in this Form 10-K. Premiums in the Corporate segment represent the elimination of intercompany transactions.
The allocation of net investment income is based upon the identification of certain portfolios with specific segments, the mean reserve method, or a combination of both.
Benefit expenses include Global Health Care medical costs and other benefit expenses.
Other operating expenses includes mail order pharmacy costs, other operating expenses, and net amortization of other intangible assets. It excludes amortization of deferred policy acquisition expenses. In 2017, other operating expenses in the Other Operations segment includes a reduction of $56 million related to U.S. tax reform. See Note 20 to the Consolidated Financial Statements included in this Form 10-K.