EX-12 2 ex12.htm EXHIBIT 12
EXHIBIT 12

CIGNA CORPORATION
          
COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES
          
(Dollars in millions)
          
   
Three Months Ended
  
   
March 31,
 
   
2007
  
2006
  
           
Income from continuing operations before income taxes
 
$
413
  
$
528
  
               
Fixed charges included in income:
              
               
     Interest expense
  
$
29
  
$
25
  
     Interest portion of rental expense
    
8
   
9
 
               
     
37
   
34
 
               
     Interest credited to contractholders
    
-
   
-
 
               
   
$
37
  
$
34
  
               
Income available for fixed charges (including interest
              
     credited to contractholders)
  
$
450
  
$
562
  
               
Income available for fixed charges (excluding interest
              
     credited to contractholders)
  
$
450
  
$
562
  
               
RATIO OF EARNINGS TO FIXED CHARGES:
              
               
     Including interest credited to contractholders
   
12.2
   
16.5
 
               
SUPPLEMENTAL RATIO:
              
               
     Excluding interest credited to contractholders
   
12.2
   
16.5