The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,286 7,240 SH   SOLE   0 0 7,240
ARK ETF TR GENOMIC REV ETF 00214Q302 245 4,000 SH   SOLE   0 0 4,000
AT&T INC COM 00206R102 219 8,904 SH   SOLE   0 0 8,904
AUTOMATIC DATA PROCESSING IN COM 053015103 258 1,047 SH   SOLE   0 0 1,047
BK OF AMERICA CORP COM 060505104 349 7,847 SH   SOLE   0 0 7,847
BRYN MAWR BK CORP COM 117665109 604 13,417 SH   SOLE   0 0 13,417
DANAHER CORPORATION COM 235851102 229 695 SH   SOLE   0 0 695
DXC TECHNOLOGY CO COM 23355L106 282 8,766 SH   SOLE   0 0 8,766
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 668 4,103 SH   SOLE   0 0 4,103
ISHARES TR 1 3 YR TREAS BD 464287457 344 4,020 SH   SOLE   0 0 4,020
ISHARES TR AGGRES ALLOC ETF 464289859 430 5,911 SH   SOLE   0 0 5,911
ISHARES TR CRE U S REIT ETF 464288521 2,847 42,118 SH   SOLE   0 0 42,118
ISHARES TR GRWT ALLOCAT ETF 464289867 229 4,006 SH   SOLE   0 0 4,006
ISHARES TR JPMORGAN USD EMG 464288281 447 4,101 SH   SOLE   0 0 4,101
ISHARES TR MSCI EAFE ETF 464287465 455 5,782 SH   SOLE   0 0 5,782
ISHARES TR MSCI EMG MKT ETF 464287234 252 5,150 SH   SOLE   0 0 5,150
ISHARES TR MSCI USA MMENTM 46432F396 2,518 13,847 SH   SOLE   0 0 13,847
ISHARES TR NATIONAL MUN ETF 464288414 888 7,637 SH   SOLE   0 0 7,637
ISHARES TR RUS 1000 ETF 464287622 2,155 8,149 SH   SOLE   0 0 8,149
ISHARES TR RUS 1000 GRW ETF 464287614 5,179 16,949 SH   SOLE   0 0 16,949
ISHARES TR RUS 1000 VAL ETF 464287598 2,344 13,956 SH   SOLE   0 0 13,956
ISHARES TR RUS 2000 GRW ETF 464287648 1,804 6,156 SH   SOLE   0 0 6,156
ISHARES TR RUS 2000 VAL ETF 464287630 294 1,770 SH   SOLE   0 0 1,770
ISHARES TR RUS MD CP GR ETF 464287481 967 8,389 SH   SOLE   0 0 8,389
ISHARES TR RUS MDCP VAL ETF 464287473 471 3,852 SH   SOLE   0 0 3,852
ISHARES TR RUS MID CAP ETF 464287499 221 2,667 SH   SOLE   0 0 2,667
ISHARES TR RUSSELL 2000 ETF 464287655 1,152 5,177 SH   SOLE   0 0 5,177
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 672 13,306 SH   SOLE   0 0 13,306
JOHNSON & JOHNSON COM 478160104 2,730 15,957 SH   SOLE   0 0 15,957
JPMORGAN CHASE & CO COM 46625H100 702 4,433 SH   SOLE   0 0 4,433
LINCOLN ELEC HLDGS INC COM 533900106 279 2,000 SH   SOLE   0 0 2,000
MICROSOFT CORP COM 594918104 847 2,519 SH   SOLE   0 0 2,519
OPTINOSE INC COM 68404V100 40 24,800 SH   SOLE   0 0 24,800
OUTLOOK THERAPEUTICS INC COM NEW 69012T206 16 11,875 SH   SOLE   0 0 11,875
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,275 76,794 SH   SOLE   0 0 76,794
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12,554 322,968 SH   SOLE   0 0 322,968
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 638 15,589 SH   SOLE   0 0 15,589
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,219 22,610 SH   SOLE   0 0 22,610
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 17,957 158,896 SH   SOLE   0 0 158,896
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 23,980 146,444 SH   SOLE   0 0 146,444
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 22,246 303,827 SH   SOLE   0 0 303,827
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 27,276 239,646 SH   SOLE   0 0 239,646
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 15,837 196,903 SH   SOLE   0 0 196,903
SCHWAB STRATEGIC TR US REIT ETF 808524847 3,214 61,002 SH   SOLE   0 0 61,002
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 17,381 169,737 SH   SOLE   0 0 169,737
SCHWAB STRATEGIC TR US TIPS ETF 808524870 18,097 287,761 SH   SOLE   0 0 287,761
SPDR SER TR DJ REIT ETF 78464A607 355 2,910 SH   SOLE   0 0 2,910
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,413 43,750 SH   SOLE   0 0 43,750
VANGUARD INDEX FDS GROWTH ETF 922908736 2,556 7,964 SH   SOLE   0 0 7,964
VANGUARD INDEX FDS MID CAP ETF 922908629 9,457 37,121 SH   SOLE   0 0 37,121
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8,973 20,554 SH   SOLE   0 0 20,554
VANGUARD INDEX FDS SMALL CP ETF 922908751 14,028 62,068 SH   SOLE   0 0 62,068
VANGUARD INDEX FDS VALUE ETF 922908744 12,464 84,728 SH   SOLE   0 0 84,728
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,165 23,546 SH   SOLE   0 0 23,546
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,716 170,698 SH   SOLE   0 0 170,698
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 609 5,436 SH   SOLE   0 0 5,436
VANGUARD WORLD FD ESG INTL STK ETF 921910725 672 10,834 SH   SOLE   0 0 10,834
VANGUARD WORLD FD ESG US STK ETF 921910733 1,075 12,233 SH   SOLE   0 0 12,233
VANGUARD WORLD FDS INF TECH ETF 92204A702 519 1,133 SH   SOLE   0 0 1,133