XML 56 R45.htm IDEA: XBRL DOCUMENT v3.21.2
Loans and Allowance for Credit Losses - Allowance for Credit Losses Based on Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Dec. 31, 2020
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance $ 55,418 $ 32,876 $ 41,910 $ 26,911 $ 26,911
Initial allowance on loans purchased with credit deterioration 0   2,074    
Provision for credit loss expense (560) 6,136 11,576 11,617 16,103
Loans charged off 449 963 1,417 2,386 3,844
Recoveries collected 188 332 454 567 1,068
Allowance for credit losses, Ending Balance 54,597 38,381 54,597 38,381 41,910
Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       1,672 1,672
Construction and Land Development | Real Estate Loan          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 2,286 1,620 1,666 1,146 1,146
Initial allowance on loans purchased with credit deterioration 0   261    
Provision for credit loss expense (468) 738 (109) 1,325 646
Loans charged off 23 0 23 0 13
Recoveries collected 0 0 0 0 0
Allowance for credit losses, Ending Balance 1,795 2,358 1,795 2,358 1,666
Construction and Land Development | Real Estate Loan | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       (113) (113)
Agricultural | Real Estate Loan          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 1,628 1,335 1,084 1,093 1,093
Initial allowance on loans purchased with credit deterioration 0   44    
Provision for credit loss expense 37 299 535 311 (239)
Loans charged off 0 0 0 0 0
Recoveries collected 0 0 2 0 0
Allowance for credit losses, Ending Balance 1,665 1,634 1,665 1,634 1,084
Agricultural | Real Estate Loan | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       230 230
Residential Properties | Real Estate Loan | 1-4 Family          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 3,093 1,931 2,322 1,386 1,386
Initial allowance on loans purchased with credit deterioration 0   328    
Provision for credit loss expense (527) 483 90 406 274
Loans charged off 14 69 196 265 393
Recoveries collected 18 141 26 203 299
Allowance for credit losses, Ending Balance 2,570 2,486 2,570 2,486 2,322
Residential Properties | Real Estate Loan | 1-4 Family | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       756 756
Commercial | Real Estate Loan          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 25,737 13,621 19,660 11,198 11,198
Initial allowance on loans purchased with credit deterioration 0   646    
Provision for credit loss expense (86) 3,118 5,816 5,079 8,581
Loans charged off 0 467 480 551 829
Recoveries collected 13 0 22 5 169
Allowance for credit losses, Ending Balance 25,664 16,272 25,664 16,272 19,660
Commercial | Real Estate Loan | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       541 541
Agricultural Loans          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 881 1,064 1,526 1,386 1,386
Initial allowance on loans purchased with credit deterioration 0   0    
Provision for credit loss expense 24 259 (621) 300 503
Loans charged off 0 0 0 0 0
Recoveries collected 1 0 1 0 0
Allowance for credit losses, Ending Balance 906 1,323 906 1,323 1,526
Agricultural Loans | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       (363) (363)
Commercial and Industrial Loans          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 18,954 11,294 13,485 9,273 9,273
Initial allowance on loans purchased with credit deterioration 0   795    
Provision for credit loss expense 934 1,286 5,608 4,101 5,869
Loans charged off 68 311 86 1,283 1,991
Recoveries collected 22 91 40 114 179
Allowance for credit losses, Ending Balance 19,842 12,360 19,842 12,360 13,485
Commercial and Industrial Loans | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       155 155
Consumer Loans          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 2,839 2,011 2,167 1,429 1,429
Initial allowance on loans purchased with credit deterioration 0   0    
Provision for credit loss expense (474) (47) 257 95 469
Loans charged off 344 116 632 287 618
Recoveries collected 134 100 363 245 421
Allowance for credit losses, Ending Balance $ 2,155 $ 1,948 $ 2,155 1,948 2,167
Consumer Loans | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       $ 466 $ 466