XML 55 R45.htm IDEA: XBRL DOCUMENT v3.23.3
Loans and Allowance for Credit Losses - Allowance for Credit Losses Based on Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Dec. 31, 2022
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance $ 58,719 $ 59,075 $ 59,093 $ 54,655 $ 54,655
Initial allowance on loans purchased with credit deterioration 3,791   3,791 863  
Provision for credit loss expense 5,911 142 5,552 4,001 4,806
Loans charged off 521 833 1,581 2,178 2,950
Recoveries collected 341 393 1,386 1,436 1,719
Allowance for credit losses, Ending Balance 68,241 58,777 68,241 58,777 59,093
Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       863 863
Construction and Land Development | Real Estate Loan          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 2,208 2,042 2,250 1,743 1,743
Initial allowance on loans purchased with credit deterioration 308   308 272  
Provision for credit loss expense 219 1 191 30 137
Loans charged off 0 0 14 2 2
Recoveries collected 0 100 0 100 100
Allowance for credit losses, Ending Balance 2,735 2,143 2,735 2,143 2,250
Construction and Land Development | Real Estate Loan | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       272 272
Agricultural | Real Estate Loan          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 1,370 2,112 1,433 1,257 1,257
Initial allowance on loans purchased with credit deterioration 0   0 0  
Provision for credit loss expense 27 (674) (36) 181 176
Loans charged off 0 0 0 0 0
Recoveries collected 0 0 0 0 0
Allowance for credit losses, Ending Balance 1,397 1,438 1,397 1,438 1,433
Agricultural | Real Estate Loan | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       0 0
Residential Properties | Real Estate Loan | 1-4 Family          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 3,247 3,523 3,742 2,330 2,330
Initial allowance on loans purchased with credit deterioration 124   124 3  
Provision for credit loss expense 629 269 88 1,355 1,241
Loans charged off 21 45 77 186 191
Recoveries collected 91 19 193 264 359
Allowance for credit losses, Ending Balance 4,070 3,766 4,070 3,766 3,742
Residential Properties | Real Estate Loan | 1-4 Family | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       3 3
Commercial | Real Estate Loan          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 28,014 28,856 28,157 26,246 26,246
Initial allowance on loans purchased with credit deterioration 1,066   1,066 478  
Provision for credit loss expense 2,727 (796) 2,278 1,384 1,462
Loans charged off 0 7 25 414 414
Recoveries collected 16 8 347 367 385
Allowance for credit losses, Ending Balance 31,823 28,061 31,823 28,061 28,157
Commercial | Real Estate Loan | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       478 478
Agricultural Loans          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 524 886 585 983 983
Initial allowance on loans purchased with credit deterioration 0   0 0  
Provision for credit loss expense 245 (246) 450 (250) (359)
Loans charged off 132 0 408 93 93
Recoveries collected 3 38 13 38 54
Allowance for credit losses, Ending Balance 640 678 640 678 585
Agricultural Loans | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       0 0
Commercial and Industrial Loans          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 21,544 19,496 20,808 19,241 19,241
Initial allowance on loans purchased with credit deterioration 2,273   2,273 94  
Provision for credit loss expense 1,697 1,271 2,202 1,343 2,135
Loans charged off 0 389 62 424 870
Recoveries collected 81 63 374 187 208
Allowance for credit losses, Ending Balance 25,595 20,441 25,595 20,441 20,808
Commercial and Industrial Loans | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       94 94
Consumer Loans          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance 1,812 2,160 2,118 2,855 2,855
Initial allowance on loans purchased with credit deterioration 20   20 16  
Provision for credit loss expense 367 317 379 (42) 14
Loans charged off 368 392 995 1,059 1,380
Recoveries collected 150 165 459 480 613
Allowance for credit losses, Ending Balance $ 1,981 $ 2,250 $ 1,981 2,250 2,118
Consumer Loans | Cumulative Change in Accounting Principal, Adjustment | ASU 2016-13          
Allowance for loan losses [Abstract]          
Allowance for credit losses, Beginning Balance       $ 16 $ 16