Deposits (Notes)

12 Months Ended

Dec. 31, 2014

Deposit Liabilities Disclosures [Text Block]

Deposits

As of December 31, 2014 and 2013, deposits consisted of the following:



	2014		2013
Demand deposits:
Non-interest bearing	$	222,116	$	235,448
Interest-bearing	306,631		291,035
Savings	273,958		279,227
Money market	251,095		253,255
Time deposits	218,277		228,651
Total deposits	$	1,272,077	$	1,287,616

Total interest expense on deposits for the years ended December 31, 2014, 2013 and 2012 was as follows:



	2014		2013		2012
Interest-bearing demand	$	101	$	102	$	195
Savings	375		452		1,186
Money market	588		693		1,248
Time deposits	1,287		1,456		2,214
Total	$	2,351	$	2,703	$	4,843

As of December 31, 2014, 2013 and 2012, the aggregate amount of time deposits in denominations of more than $100,000 and the total interest expense on such deposits was as follows:



	2014		2013		2012
Outstanding	$	98,445	$	96,715	$	62,563
Interest expense for the year	598		546		826

The following table shows the amount of maturities for all time deposits as of December 31, 2014:



Less than 1 year	$	152,490
1 year to 2 years	33,173
2 years to 3 years	13,962
3 years to 4 years	10,812
4 years to 5 years	7,694
Over 5 years	146
Total	$	218,277

In 2014 the Company maintained account relationships with various public entities throughout its market areas. five public entities had total balances of $46.7 million in various checking accounts and time deposits as of December 31, 2014. These balances are subject to change depending upon the cash flow needs of the public entity.

- Definition

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

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