Deposits (Notes)

12 Months Ended

Dec. 31, 2013

Deposit Liabilities Disclosures [Text Block]

Deposits

As of December 31, 2013 and 2012, deposits consisted of the following:



	2013		2012
Demand deposits:
Non-interest bearing	$	235,448	$	263,838
Interest-bearing	291,035		259,330
Savings	279,227		290,909
Money market	253,255		252,711
Time deposits	228,651		207,277
Total deposits	$	1,287,616	$	1,274,065

Total interest expense on deposits for the years ended December 31, 2013, 2012 and 2011 was as follows:



	2013		2012		2011
Interest-bearing demand	$	102	$	195	$	332
Savings	452		1,186		1,481
Money market	693		1,248		1,993
Time deposits	1,456		2,214		2,919
Total	$	2,703	$	4,843	$	6,725

As of December 31, 2013, 2012 and 2011, the aggregate amount of time deposits in denominations of more than $100,000 and the total interest expense on such deposits was as follows:



	2013		2012		2011
Outstanding	$	96,715	$	62,563	$	67,854
Interest expense for the year	546		826		1,204

The following table shows the amount of maturities for all time deposits as of December 31, 2013:



Less than 1 year	$	159,419
1 year to 2 years	33,683
2 years to 3 years	15,819
3 years to 4 years	10,177
4 years to 5 years	9,430
Over 5 years	123
Total	$	228,651

In 2013 the Company maintained account relationships with various public entities throughout its market areas. three public entities had total balances of $31.1 million in various checking accounts and time deposits as of December 31, 2013. These balances are subject to change depending upon the cash flow needs of the public entity.

- Definition

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

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