XML 40 R26.htm IDEA: XBRL DOCUMENT v2.4.0.6
Loans and Allowance for Loan Losses, Part II (Details) (USD $)
3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Dec. 31, 2011
Accounts, Notes, Loans and Financing Receivable [Line Items]          
Minimum Balance Of Loans For Which Credit Quality Analysis Is Performed $ 100,000   $ 100,000    
Loans Receivable Aging Analysis [Abstract]          
30 to 59 Days Past Due 2,542,000   2,542,000   2,899,000
60 to 89 Days Past Due 943,000   943,000   521,000
90 Days or More Past Due 2,590,000   2,590,000   3,263,000
Total Past Due 6,075,000   6,075,000   6,683,000
Current 893,292,000   893,292,000   853,391,000
Total Loans Receivable 899,367,000   899,367,000   860,074,000
Total Loans Greater than 90 Days Past Due and Still Accruing 0   0   0
Loans with a specific allowance [Abstract]          
Recorded Balance 2,227,000   2,227,000   2,700,000
Unpaid Principal Balance 2,642,000   2,642,000   3,216,000
Specific Allowance 768,000   768,000   575,000
Loans without a specific allowance [Abstract]          
Recorded Balance 5,617,000   5,617,000   4,740,000
Unpaid Principal Balance 6,255,000   6,255,000   5,554,000
Total Loans [Abstract]          
Recorded Balance 7,844,000   7,844,000   7,440,000
Unpaid Principal Balance 8,897,000   8,897,000   8,770,000
Average recorded investment and interest income recognized [Abstract]          
Average investment in impaired loans 8,106,000 9,814,000 8,198,000 10,005,000  
Interest income recognized 10,000 10,000 32,000 26,000  
Balances of Nonaccrual Loans [Abstract]          
Recorded balance of nonaccrual loans 7,132,000   7,132,000   6,723,000
Interest Lost on Nonaccrual Loans     165,000 361,000  
Troubled Debt Restructuring [Abstract]          
Troubled Debt Restructurings Balance 3,530,000   3,530,000   1,834,000
Troubled Debt Restructuring, Allowance 459,000   459,000   140,000
Number of restructured notes 2   2    
Number of non-accrual notes 3   3    
Recorded Balance of Troubled Debt Restructurings [Abstract]          
Troubled Debt Restructurings Balance 3,530,000   3,530,000   1,834,000
Financing Receivable Modifications Performing Recorded Investment 712,000   712,000   717,000
Subsequent Default, Number of Contracts         2
Subsequent Default, Troubled Debt Restructurings         215,000
Pass [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 848,913,000   848,913,000   809,177,000
Watch [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 33,024,000   33,024,000   31,945,000
Substandard [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 17,430,000   17,430,000   18,952,000
Doubtful [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 0   0   0
Construction and Land Development [Member]
         
Loans Receivable Aging Analysis [Abstract]          
30 to 59 Days Past Due 758,000   758,000   0
60 to 89 Days Past Due 0   0   0
90 Days or More Past Due 0   0   0
Total Past Due 758,000   758,000   0
Current 24,359,000   24,359,000   23,136,000
Total Loans Receivable 25,117,000   25,117,000   23,136,000
Total Loans Greater than 90 Days Past Due and Still Accruing 0   0   0
Loans with a specific allowance [Abstract]          
Recorded Balance 397,000   397,000   833,000
Unpaid Principal Balance 812,000   812,000   1,070,000
Specific Allowance 206,000   206,000   295,000
Loans without a specific allowance [Abstract]          
Recorded Balance 1,156,000   1,156,000   0
Unpaid Principal Balance 1,257,000   1,257,000   0
Total Loans [Abstract]          
Recorded Balance 1,553,000   1,553,000   833,000
Unpaid Principal Balance 2,069,000   2,069,000   1,070,000
Average recorded investment and interest income recognized [Abstract]          
Average investment in impaired loans 1,750,000 1,174,000 1,736,000 1,179,000  
Interest income recognized 0 0 0 0  
Balances of Nonaccrual Loans [Abstract]          
Recorded balance of nonaccrual loans 1,553,000   1,553,000   833,000
Troubled Debt Restructuring [Abstract]          
Troubled Debt Restructurings Balance 1,554,000   1,554,000   0
Number of restructured notes 4   4    
Recorded Balance of Troubled Debt Restructurings [Abstract]          
Troubled Debt Restructurings Balance 1,554,000   1,554,000   0
Construction and Land Development [Member] | Pass [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 20,949,000   20,949,000   19,708,000
Construction and Land Development [Member] | Watch [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 2,147,000   2,147,000   2,168,000
Construction and Land Development [Member] | Substandard [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 2,021,000   2,021,000   1,260,000
Construction and Land Development [Member] | Doubtful [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 0   0   0
Farm Loans [Member]
         
Loans Receivable Aging Analysis [Abstract]          
30 to 59 Days Past Due 493,000   493,000   377,000
60 to 89 Days Past Due 0   0   111,000
90 Days or More Past Due 70,000   70,000   737,000
Total Past Due 563,000   563,000   1,225,000
Current 82,862,000   82,862,000   71,360,000
Total Loans Receivable 83,425,000   83,425,000   72,585,000
Total Loans Greater than 90 Days Past Due and Still Accruing 0   0   0
Loans with a specific allowance [Abstract]          
Recorded Balance 0   0   0
Unpaid Principal Balance 0   0   0
Specific Allowance 0   0   0
Loans without a specific allowance [Abstract]          
Recorded Balance 199,000   199,000   532,000
Unpaid Principal Balance 210,000   210,000   532,000
Total Loans [Abstract]          
Recorded Balance 199,000   199,000   532,000
Unpaid Principal Balance 210,000   210,000   532,000
Average recorded investment and interest income recognized [Abstract]          
Average investment in impaired loans 199,000 533,000 199,000 534,000  
Interest income recognized 0 0 0 0  
Balances of Nonaccrual Loans [Abstract]          
Recorded balance of nonaccrual loans 199,000   199,000   532,000
Farm Loans [Member] | Pass [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 78,781,000   78,781,000   67,637,000
Farm Loans [Member] | Watch [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 2,472,000   2,472,000   2,496,000
Farm Loans [Member] | Substandard [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 2,172,000   2,172,000   2,452,000
Farm Loans [Member] | Doubtful [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 0   0   0
1-4 Family Residential Properties [Member]
         
Loans Receivable Aging Analysis [Abstract]          
30 to 59 Days Past Due 391,000   391,000   1,079,000
60 to 89 Days Past Due 240,000   240,000   200,000
90 Days or More Past Due 1,345,000   1,345,000   1,033,000
Total Past Due 1,976,000   1,976,000   2,312,000
Current 188,263,000   188,263,000   179,537,000
Total Loans Receivable 190,239,000   190,239,000   181,849,000
Total Loans Greater than 90 Days Past Due and Still Accruing 0   0   0
Loans with a specific allowance [Abstract]          
Recorded Balance 489,000   489,000   71,000
Unpaid Principal Balance 489,000   489,000   71,000
Specific Allowance 58,000   58,000   27,000
Loans without a specific allowance [Abstract]          
Recorded Balance 1,459,000   1,459,000   1,641,000
Unpaid Principal Balance 1,790,000   1,790,000   1,818,000
Total Loans [Abstract]          
Recorded Balance 1,948,000   1,948,000   1,712,000
Unpaid Principal Balance 2,279,000   2,279,000   1,889,000
Average recorded investment and interest income recognized [Abstract]          
Average investment in impaired loans 1,972,000 2,231,000 1,982,000 2,242,000  
Interest income recognized 0 0 0 0  
Loans Receivable, Modifications, Still Accruing Interest 6,000   6,000    
Balances of Nonaccrual Loans [Abstract]          
Recorded balance of nonaccrual loans 1,941,000   1,941,000   1,712,000
Troubled Debt Restructuring [Abstract]          
Troubled Debt Restructurings Balance 462,000   462,000   393,000
Number of restructured notes 1   1    
Extension period of modified loan     6    
Recorded Balance of Troubled Debt Restructurings [Abstract]          
Troubled Debt Restructurings Balance 462,000   462,000   393,000
Financing Receivable Modifications Performing Recorded Investment 6,000   6,000   0
1-4 Family Residential Properties [Member] | Pass [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 187,434,000   187,434,000   180,247,000
1-4 Family Residential Properties [Member] | Watch [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 430,000   430,000   497,000
1-4 Family Residential Properties [Member] | Substandard [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 2,375,000   2,375,000   1,105,000
1-4 Family Residential Properties [Member] | Doubtful [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 0   0   0
Multifamily Residential Properties [Member]
         
Loans Receivable Aging Analysis [Abstract]          
30 to 59 Days Past Due 207,000   207,000   0
60 to 89 Days Past Due 0   0   0
90 Days or More Past Due 0   0   0
Total Past Due 207,000   207,000   0
Current 44,085,000   44,085,000   19,846,000
Total Loans Receivable 44,292,000   44,292,000   19,846,000
Total Loans Greater than 90 Days Past Due and Still Accruing 0   0   0
Loans with a specific allowance [Abstract]          
Recorded Balance 0   0   0
Unpaid Principal Balance 0   0   0
Specific Allowance 0   0   0
Loans without a specific allowance [Abstract]          
Recorded Balance 0   0   0
Unpaid Principal Balance 0   0   0
Total Loans [Abstract]          
Recorded Balance 0   0   0
Unpaid Principal Balance 0   0   0
Average recorded investment and interest income recognized [Abstract]          
Average investment in impaired loans 0 0 0 0  
Interest income recognized 0 0 0 0  
Balances of Nonaccrual Loans [Abstract]          
Recorded balance of nonaccrual loans 0   0   0
Multifamily Residential Properties [Member] | Pass [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 44,085,000   44,085,000   19,638,000
Multifamily Residential Properties [Member] | Watch [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 0   0   0
Multifamily Residential Properties [Member] | Substandard [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 207,000   207,000   208,000
Multifamily Residential Properties [Member] | Doubtful [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 0   0   0
Commercial Real Estate [Member]
         
Loans Receivable Aging Analysis [Abstract]          
30 to 59 Days Past Due 223,000   223,000   399,000
60 to 89 Days Past Due 478,000   478,000   101,000
90 Days or More Past Due 238,000   238,000   228,000
Total Past Due 939,000   939,000   728,000
Current 312,091,000   312,091,000   320,273,000
Total Loans Receivable 313,030,000   313,030,000   321,001,000
Total Loans Greater than 90 Days Past Due and Still Accruing 0   0   0
Loans with a specific allowance [Abstract]          
Recorded Balance 592,000   592,000   1,414,000
Unpaid Principal Balance 592,000   592,000   1,693,000
Specific Allowance 119,000   119,000   183,000
Loans without a specific allowance [Abstract]          
Recorded Balance 1,699,000   1,699,000   1,226,000
Unpaid Principal Balance 1,720,000   1,720,000   1,256,000
Total Loans [Abstract]          
Recorded Balance 2,291,000   2,291,000   2,640,000
Unpaid Principal Balance 2,312,000   2,312,000   2,949,000
Average recorded investment and interest income recognized [Abstract]          
Average investment in impaired loans 2,299,000 3,934,000 2,319,000 3,968,000  
Interest income recognized 7,000 7,000 21,000 15,000  
Loans Receivable, Modifications, Still Accruing Interest 388,000 396,000 388,000 396,000  
Balances of Nonaccrual Loans [Abstract]          
Recorded balance of nonaccrual loans 1,903,000   1,903,000   2,245,000
Troubled Debt Restructuring [Abstract]          
Troubled Debt Restructurings Balance 1,011,000   1,011,000   952,000
Number of restructured notes   1   1  
Recorded Balance of Troubled Debt Restructurings [Abstract]          
Troubled Debt Restructurings Balance 1,011,000   1,011,000   952,000
Financing Receivable Modifications Performing Recorded Investment 388,000   388,000   395,000
Commercial Real Estate [Member] | Pass [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 283,605,000   283,605,000   288,539,000
Commercial Real Estate [Member] | Watch [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 24,465,000   24,465,000   24,664,000
Commercial Real Estate [Member] | Substandard [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 4,960,000   4,960,000   7,798,000
Commercial Real Estate [Member] | Doubtful [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 0   0   0
Agricultural Loans [Member]
         
Loans Receivable Aging Analysis [Abstract]          
30 to 59 Days Past Due 242,000   242,000   0
60 to 89 Days Past Due 0   0   0
90 Days or More Past Due 704,000   704,000   673,000
Total Past Due 946,000   946,000   673,000
Current 62,419,000   62,419,000   62,584,000
Total Loans Receivable 63,365,000   63,365,000   63,257,000
Total Loans Greater than 90 Days Past Due and Still Accruing 0   0   0
Loans with a specific allowance [Abstract]          
Recorded Balance 0   0   0
Unpaid Principal Balance 0   0   0
Specific Allowance 0   0   0
Loans without a specific allowance [Abstract]          
Recorded Balance 822,000   822,000   673,000
Unpaid Principal Balance 822,000   822,000   673,000
Total Loans [Abstract]          
Recorded Balance 822,000   822,000   673,000
Unpaid Principal Balance 822,000   822,000   673,000
Average recorded investment and interest income recognized [Abstract]          
Average investment in impaired loans 837,000 695,000 867,000 695,000  
Interest income recognized 0 0 0 0  
Balances of Nonaccrual Loans [Abstract]          
Recorded balance of nonaccrual loans 823,000   823,000   673,000
Agricultural Loans [Member] | Pass [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 57,912,000   57,912,000   58,133,000
Agricultural Loans [Member] | Watch [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 1,542,000   1,542,000   1,840,000
Agricultural Loans [Member] | Substandard [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 3,911,000   3,911,000   3,284,000
Agricultural Loans [Member] | Doubtful [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 0   0   0
Commercial and Industrial Loans [Member]
         
Loans Receivable Aging Analysis [Abstract]          
30 to 59 Days Past Due 148,000   148,000   950,000
60 to 89 Days Past Due 155,000   155,000   73,000
90 Days or More Past Due 218,000   218,000   585,000
Total Past Due 521,000   521,000   1,608,000
Current 153,780,000   153,780,000   149,108,000
Total Loans Receivable 154,301,000   154,301,000   150,716,000
Total Loans Greater than 90 Days Past Due and Still Accruing 0   0   0
Loans with a specific allowance [Abstract]          
Recorded Balance 749,000   749,000   382,000
Unpaid Principal Balance 749,000   749,000   382,000
Specific Allowance 385,000   385,000   70,000
Loans without a specific allowance [Abstract]          
Recorded Balance 253,000   253,000   660,000
Unpaid Principal Balance 421,000   421,000   1,255,000
Total Loans [Abstract]          
Recorded Balance 1,002,000   1,002,000   1,042,000
Unpaid Principal Balance 1,170,000   1,170,000   1,637,000
Average recorded investment and interest income recognized [Abstract]          
Average investment in impaired loans 1,019,000 1,242,000 1,063,000 1,382,000  
Interest income recognized 3,000 3,000 10,000 11,000  
Loans Receivable, Modifications, Still Accruing Interest 304,000   304,000    
Balances of Nonaccrual Loans [Abstract]          
Recorded balance of nonaccrual loans 698,000   698,000   720,000
Troubled Debt Restructuring [Abstract]          
Troubled Debt Restructurings Balance 489,000   489,000   489,000
Number of restructured notes 4 1 4 1  
Percentage of loans guaranteed by the Small Business Administration     75.00%    
Recorded Balance of Troubled Debt Restructurings [Abstract]          
Troubled Debt Restructurings Balance 489,000   489,000   489,000
Financing Receivable Modifications Performing Recorded Investment 304,000   304,000   322,000
Commercial and Industrial Loans [Member] | Pass [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 150,578,000   150,578,000   147,591,000
Commercial and Industrial Loans [Member] | Watch [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 1,953,000   1,953,000   280,000
Commercial and Industrial Loans [Member] | Substandard [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 1,770,000   1,770,000   2,845,000
Commercial and Industrial Loans [Member] | Doubtful [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 0   0   0
Consumer Loans [Member]
         
Loans Receivable Aging Analysis [Abstract]          
30 to 59 Days Past Due 80,000   80,000   94,000
60 to 89 Days Past Due 70,000   70,000   36,000
90 Days or More Past Due 15,000   15,000   7,000
Total Past Due 165,000   165,000   137,000
Current 16,077,000   16,077,000   16,134,000
Total Loans Receivable 16,242,000   16,242,000   16,271,000
Total Loans Greater than 90 Days Past Due and Still Accruing 0   0   0
Loans with a specific allowance [Abstract]          
Recorded Balance 0   0   0
Unpaid Principal Balance 0   0   0
Specific Allowance 0   0   0
Loans without a specific allowance [Abstract]          
Recorded Balance 29,000   29,000   8,000
Unpaid Principal Balance 35,000   35,000   20,000
Total Loans [Abstract]          
Recorded Balance 29,000   29,000   8,000
Unpaid Principal Balance 35,000   35,000   20,000
Average recorded investment and interest income recognized [Abstract]          
Average investment in impaired loans 30,000 5,000 32,000 5,000  
Interest income recognized 0 0 1,000 0  
Loans Receivable, Modifications, Still Accruing Interest 14,000   14,000    
Balances of Nonaccrual Loans [Abstract]          
Recorded balance of nonaccrual loans 15,000   15,000   8,000
Troubled Debt Restructuring [Abstract]          
Troubled Debt Restructurings Balance 14,000   14,000   0
Number of restructured notes 1   1    
Recorded Balance of Troubled Debt Restructurings [Abstract]          
Troubled Debt Restructurings Balance 14,000   14,000   0
Financing Receivable Modifications Performing Recorded Investment 14,000   14,000   0
Consumer Loans [Member] | Pass [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 16,213,000   16,213,000   16,271,000
Consumer Loans [Member] | Watch [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 15,000   15,000   0
Consumer Loans [Member] | Substandard [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 14,000   14,000   0
Consumer Loans [Member] | Doubtful [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 0   0   0
All Other Loans [Member]
         
Loans Receivable Aging Analysis [Abstract]          
30 to 59 Days Past Due 0   0   0
60 to 89 Days Past Due 0   0   0
90 Days or More Past Due 0   0   0
Total Past Due 0   0   0
Current 9,356,000   9,356,000   11,413,000
Total Loans Receivable 9,356,000   9,356,000   11,413,000
Total Loans Greater than 90 Days Past Due and Still Accruing 0   0   0
Loans with a specific allowance [Abstract]          
Recorded Balance 0   0   0
Unpaid Principal Balance 0   0   0
Specific Allowance 0   0   0
Loans without a specific allowance [Abstract]          
Recorded Balance 0   0   0
Unpaid Principal Balance 0   0   0
Total Loans [Abstract]          
Recorded Balance 0   0   0
Unpaid Principal Balance 0   0   0
Average recorded investment and interest income recognized [Abstract]          
Average investment in impaired loans 0 0 0 0  
Interest income recognized 0 0 0 0  
Balances of Nonaccrual Loans [Abstract]          
Recorded balance of nonaccrual loans 0   0   0
All Other Loans [Member] | Pass [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 9,356,000   9,356,000   11,413,000
All Other Loans [Member] | Watch [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 0   0   0
All Other Loans [Member] | Substandard [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 0   0   0
All Other Loans [Member] | Doubtful [Member]
         
Loans Receivable Aging Analysis [Abstract]          
Total Loans Receivable 0   0   0
Loans Secured by Real Estate [Member]
         
Loans Receivable Aging Analysis [Abstract]          
30 to 59 Days Past Due 2,072,000   2,072,000   1,855,000
60 to 89 Days Past Due 718,000   718,000   412,000
90 Days or More Past Due 1,653,000   1,653,000   1,998,000
Total Past Due 4,443,000   4,443,000   4,265,000
Current 651,660,000   651,660,000   614,152,000
Total Loans Receivable 656,103,000   656,103,000   618,417,000
Total Loans Greater than 90 Days Past Due and Still Accruing 0   0   0
Loans with a specific allowance [Abstract]          
Recorded Balance 1,478,000   1,478,000   2,318,000
Unpaid Principal Balance 1,893,000   1,893,000   2,834,000
Specific Allowance 383,000   383,000   505,000
Loans without a specific allowance [Abstract]          
Recorded Balance 4,513,000   4,513,000   3,399,000
Unpaid Principal Balance 4,977,000   4,977,000   3,606,000
Total Loans [Abstract]          
Recorded Balance 5,991,000   5,991,000   5,717,000
Unpaid Principal Balance 6,870,000   6,870,000   6,440,000
Average recorded investment and interest income recognized [Abstract]          
Average investment in impaired loans 6,220,000 7,872,000 6,236,000 7,923,000  
Interest income recognized 7,000 7,000 21,000 15,000  
Balances of Nonaccrual Loans [Abstract]          
Recorded balance of nonaccrual loans 5,596,000   5,596,000   5,322,000
Troubled Debt Restructuring [Abstract]          
Troubled Debt Restructurings Balance 3,027,000   3,027,000   1,345,000
Recorded Balance of Troubled Debt Restructurings [Abstract]          
Troubled Debt Restructurings Balance 3,027,000   3,027,000   1,345,000
Financing Receivable Modifications Performing Recorded Investment $ 394,000   $ 394,000   $ 395,000