8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report:	October 30, 2007
(Date of earliest event reported):	October 30, 2007
Commission File No. 0-10587

Fulton Financial Corporation

(Exact name of Registrant as specified in its Charter)

Pennsylvania	23-2195389
(State or other jurisdiction of incorporation)	(IRS Employer Identification Number)
One Penn Square Lancaster, Pennsylvania	17604
(Address of principal executive offices)	(Zip Code)

Registrant's telephone number, including area code: 717-291-2411

Former name or former address, if changed since last Report: N/A

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

|  |	Written communications pursuant to Rule 425 under the  Securities Act
|  |	Soliciting material pursuant to Rule 14a-12 under the Exchange Act
|  |	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
|  |	Pre-commencement to communications pursuant to Rule 13e-4(c) under the Exchange Act

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Item 7.01. - Regulation FD Disclosure.

On October 30, 2007, R. Scott Smith, Jr., Chairman, President and Chief Executive Officer of Fulton Financial Corporation will be a speaker at the 2007 American Bankers Association National Agricultural Bankers Conference held at the Hyatt Regency Milwaukee, Milwaukee, Wisconsin.

Mr. Smith’s presentation, attached as Exhibit 99.1 and incorporated by reference, is being furnished to the SEC and shall not be deemed to be "filed" for any purpose.

Item 9.01 - Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.	Description
99.1	ABA National Agricultural Bankers Conference presentation dated October 30, 2007

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, hereunto duly authorized.

Date:October 30, 2007	Fulton Financial Corporation By:   /s/ Charles J. Nugent
	Charles J. Nugent Senior Executive Vice President and Chief Financial Officer

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EX-99

ABA National Agricultural
Bankers Conference

R. Scott Smith, Jr.

Chairman, CEO and President

Fulton Financial Corporation

Lancaster, Pennsylvania

Asset size:   

   $15.1 billion

260 community

   banking offices

Where are we located?

Fulton Bank Ag Profile

Loan Commitments – $660 Million   
Loan Outstandings -$505 Million

Concentrations by County -

Fulton’s Ag Ranking -       U.S. – 14^th

Northeast – 1^st

York             2%

Chester   3%

Berks 13%

Lebanon   26%

Lancaster 33%

Fulton Bank
Ag Portfolio Characteristics

100%

$   505,391

TOTAL

27%

138,940

Agri-Business

73%

$   366,451

Total Production Ag

  1%

        4,422

Crop Production

8%

39,186

Hogs

12%

62,505

Poultry

52%

$   260,338

Beef & Dairy

% of Portfolio

$O/S (000’s)

INDUSTRY COMPOSITION (8/31/07)

Fulton Bank
Ag Portfolio Characteristics

(000’s)

Loan Outstandings – 12/31

%Increase over prior year

2004

$428,000

13%

2005

$451,000

5%

2006

$496,000

10%

Loan Growth

2007 YTD

$505,000

3%

(000’s)

Loan Outstandings – 12/31

%Increase over prior year

Challenges

Mature industry

Legal, regulatory and compliance issues

Alternative land use/$100,000+ per acre

vs. 15-hour days?

Rising production costs and market
volatility

Farm Credit System

Banking Opportunities

Shared values of loyalty and relationships

Out-service larger competitors and out-
expertise smaller

Wealth management cross-sell opportunities

Public support of farming and preservation

Source of quality loans and low-cost
deposits

Creates larger agri-business enterprises and
stable employment base

How is Our Market Different?

Skyrocketing land prices

Conflicting interests/preservation vs. development

Family farm is profitable!

Non-farm community supports preservation  

Amish culture of hard work and cooperation

Most productive non-irrigated land in the U.S.

Fulton people viewed as farm advocates –               
high visibility

Farm Preservation in
Lancaster County (since 1980)

Total acreage = 607,000

Total acreage in farmland = 407,000

Total acreage preserved = 71,000

Total number of farms = 5,300

Total number of farms preserved = 900

Total preservation costs = $155.6 million

Acreage lost to development = 50,000

Fulton Financial Corporation

www.fult.com